Our Savings Accounts

Save for the future with advice and guidance from a dedicated Relationship Manager.
Compare our savings accounts below.

Earn higher yields on higher balances with our tiered-interest Ladder Money Market Account.


  • Higher interest rates than a regular Money Market Account
  • Waive $25 monthly maintenance fee with a minimum daily balance of $10,000¹
  • Unlimited transactions
Get a higher rate of return on your savings balance with an interest-bearing money market account.


  • Tiered interest rates
  • Waive $20 monthly maintenance fee with a minimum daily balance of $2,500¹
  • Unlimited transactions


Keep your money safe with an interest-bearing personal savings account.


  • Earn interest on all balances
  • Make deposits, withdrawals and transfers
  • Waive $5 monthly maintenance fee with an average daily balance of $100¹



Funds from items deposited begin to accrue interest on the business day of deposit if deposited before our established cutoff time or, if made later, on the next business day. 

At City National, your account is supported by a dedicated Relationship Manager. Call or visit one of our local branches to open an account and begin your relationship.

Already a client? Apply today at City National Online®.

Interest accrues and compounds daily and is credited on the last day of the statement period, but no more frequently than monthly. Interest rates vary depending on the type of account that you have. 

Savings accounts allow you to set aside money for your financial goals or future while earning interest on that money.   

Money market accounts are deposit accounts that are safe, secure and work similarly to a savings and checking account. Typically, your money will earn more interest in a money market account than a savings or checking account.

Funds are insured up to the maximum amount allowed by the FDIC.

Higher interest rates help you to earn more when you save more. 

A Personal Money Market account requires a higher minimum balance ($2,500 or more) than a Personal Savings account to open. 


Sign your check, take a picture on your mobile device, and hit "Slide to Deposit" from the City National Bank App.®


Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details about how the balance required to waive the monthly maintenance fee is calculated.


City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.