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Business Checking Accounts

Deposits are the cornerstone of a long-lasting financial relationship. Open a business checking account that will accommodate your company's cash deposits and transaction volumes.

Compare Checking Accounts


Designed for businesses with more transaction activity, this account allows you to receive earnings credit to offset fees.¹

BEST FOR

Higher Transaction Volumes
  • Automatically receive an earnings credit to offset service fees¹
  • Higher combined balances increase earnings credit rate¹
  • Use in conjunction with Treasury Management services 
  • Receive a consolidated view of all accounts under analysis

 

Package includes Business Elite Checking plus 3 eligible non-analyzed personal or business deposit accounts.²

BEST FOR

Small to Midsized Businesses
  • Monthly maintenance fee waived for up to 3 eligible deposit accounts
  • No fees for domestic incoming wires³
  • 4 online treasury management accounts at no charge¹
  • 500 monthly transaction allowance⁴

 


Other Business Checking Accounts


Business Checking

Our basic Business Checking account offers a simple and effective way for your small business to make transactions and manage cash.

IOLTA Accounts

Interest earned on an Interest on Lawyers Trust Account (IOLTA) can be used to benefit public justice programs, helping cover legal fees for those in need.


Download the City National Bank App.™

Manage all of your accounts, deposit checks, pay bills and people, and transact business — all from your secured device.§


Checking Account Features


Visa® Business Check Card

Make purchases, access your account to get cash and monitor account balances and cash flow.

Bank Anywhere

Easily access your accounts through online banking and the City National Bank App™.⁵

Cash Management Tools

With a business checking account, you'll have access to premier treasury management tools.

We're proud to be a preferred SBA lender.

We know what it’s like to put everything into your business — and we’re ready to be in your corner. Let’s get you started with SBA loan benefits.

FAQs

To apply for a business checking account, visit a local City National branch and speak with one of our Relationship Managers, or call us today at (800) 773-7100.

To open a business checking account, you will need your business name, address, Tax ID number, the date and state of formation, annual revenue, business activities, source of funds and purpose of the account, supporting legal documents, and identifying information for all beneficial owner(s).6

Yes, you can manage your business checking accounts online through City National Online, Business Essentials, or Business Suite depending on the size and complexity of your business.

City National offers checking accounts for partnerships, limited liability companies (LLCs), joint ventures, limited liability partnerships (LLPs), public agencies, property management companies, nonprofits, and foreign entities.

§

City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.

1. 

2. 

Up to three (3) eligible checking, money market or savings accounts ("Benefit Accounts") with the regular monthly maintenance fee waived may be included in the Package for the monthly Package fee. All accounts must be non-analyzed. Some accounts types are not eligible for inclusion in the Package. Please refer to City National's Account Agreement and Disclosures and applicable Fee Schedule for details. 

3. 

No fee on domestic incoming wires for the Business Elite or the Business Elite with Interest account and the three benefit accounts.

4. 

Includes deposits, deposited items, electronic credits, incoming and outgoing wires, checks and all electronic debits. Does not include City National fees and charges.

5. 

City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.

6. 

Beneficial owner is individual with over 25% ownership interest and a control individual.

Visa is a registered trademark owned by Visa International Service Association and is used under license.