Small Business Administration (SBA) Lending

Your Future Starts Here

As a Preferred SBA Lender, we have access to government-backed loan programs to support your business.
Our SBA loan specialists will help identify a program that fits your organization.


City National is a Preferred SBA Lender

Our SBA loan specialists can help you meet your unique financial goals with the loan programs below.1

SBA 504 Loan Program
This program allows you to buy real estate or other fixed assets with as little as a 10% down payment.



90% of Project Costs*
  • Low down payment
  • Variable and fixed-rate options
  • Buy real estate, equipment, machinery or other fixed assets




*Subject to credit approval.

SBA 7(a) Loan Program
A government backed term loan that can be used for a variety of purposes including business acquisition or working capital.


$5 Million*
  • Government guarantee up to 85%
  • Terms from 5 to 25 years
  • Variable rates
  • Can be used for nearly any business expense


*Subject to credit approval.

SBA Express Program
Get funds faster with the SBA Express Program, offering government backed term loans and lines of credit.


  • Government guarantee up to 50%
  • Streamlined application process
  • Lines of credit from 1 to 7 years
  • Term loans from 5 to 25 years


*Subject to credit approval.

Why City National?

Personalized Attention

We'll work with your attorneys and other advisors and interface with the CDC or SBA for you.


SBA Loan Specialists

Work with one of our specialists who knows the ins and outs of government lending programs.


A Preferred SBA Lender

Chosen among the SBA's best lenders, City National maintains full lending authority.


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1. City National Bank or CNBs Small Business Administration (SBA) Lending Programs are subject to credit and collateral approval. A due diligence fee may be required upon approval, and other fees and other restrictions may apply. For SBA loan products, SBA eligibility is also required. Terms and conditions subject to change.