Skip to main content

Small Business Administration (SBA) Lending

Built by a small group of entrepreneurs in 1954, we know a thing or two about small business. Connect with one of our SBA loan specialists to see how you can take advantage of government-backed lending.

City National is a Preferred SBA Lender

Our SBA loan specialists can help you take advantage of the following government-backed loan programs.

SBA 504 Loan Program
This program allows you to buy real estate or other fixed assets at below market interest rates with as little as a 10% down payment.

BORROW UP TO

90% of Project Costs*
  • Low down payment
  • Variable and fixed-rate options
  • Buy real estate, equipment, machinery or other fixed assets
  • 30- to 60-day approval process

*Subject to credit approval.

SBA 7(a) Loan Program
A government backed term loan that can be used for a variety of purposes including business acquisition or working capital.

BORROW UP TO

$5 Million*
  • Government guarantee up to 85%
  • Terms from 5 to 25 years
  • Variable rates
  • Can be used for nearly any business expense

*Subject to credit approval.

SBAEXPRESS Program
Get funds faster with the SBAEXPRESS Program, offering government backed term loans and lines of credit.

BORROW UP TO

$350,000*
  • Government guarantee up to 50%
  • Streamlined application process
  • Lines of credit from 1 to 7 years
  • Term loans from 5 to 25 years

 

*Subject to credit approval.


Catalina Express

“City National was the bank that finally stepped up and said, 'we're willing to do this and we'd like to do this with you.'"

 

Greg Bombard
President & Co-Founder, Catalina Express

 

Why City National Bank

A Preferred SBA Lender

Chosen among the SBA's best lenders, City National maintains full lending authority.

 

Hands-On Service

We'll work with your attorneys and other advisors and interface with the CDC or SBA for you.

 

SBA Loan Specialists

Work with one of our specialists who knows the ins and outs of government lending programs.

 

Insights


How to Bootstrap Your Startup Without Risking Your Personal Wealth

Launching and growing a business can bring considerable financial risk to the founder. Bootstrapping a business may involve scooping into savings, taking on new debt and relying on inconsistent income.

Are You Prepared to Reopen Your Small Business?

Small business owners need to prepare for a constantly changing landscape. Here are resources and key points to help you create your reopening strategy in the new normal.

 

4 Leadership Strategies to Create a High-Performing Team

Successful entrepreneurs and leaders leverage a few key leadership strategies that foster an environment where employees become a revenue-driving asset.

 



Let's get started.


Send us your information and a member of our team will contact you to learn more about your small business.


*Required information


We’re Sorry there was an error ! Please try again.

Thanks For Getting In Touch!

A Relationship Manager will be reaching out to you shortly. In the meantime, check out our latest news and insights.

1. City National Bank or CNBs Small Business Administration (SBA) Lending Programs are subject to credit and collateral approval. A due diligence fee may be required upon approval, and other fees and other restrictions may apply. For SBA loan products, SBA eligibility is also required. Terms and conditions subject to change.