Compare Checking Accounts
MONTHLY MAINTENANCE FEE$50
- No monthly maintenance fee when balance requirements are met¹
- Complimentary wealth planning¹
- Interest rates increase as balances increase
MONTHLY MAINTENANCE FEE$35
- No monthly maintenance fee when balance requirements are met.²
- No monthly maintenance fees for up to three additional checking or savings accounts.³
- Interest rates increase as balances increase.
MONTHLY MAINTENANCE FEE$25
- No monthly maintenance fee when balance or direct deposit requirements are met²
- No City National Bank fee for ATM withdrawals at non-City National Bank ATMs⁴
- No monthly maintenance fee on a Savings or Money Market Account⁵
Checking Account Features
Generally, to open an account, you will need your Social Security number, driver’s license or state ID, home address, and the debit card or account information for funding your new account.
Yes, all of City National Bank’s checking account offerings are FDIC insured.
Yes, we do offer interest-bearing checking accounts that earn tiered interest rates based on your account balance.
Includes complimentary access to financial planning services with an industry-leading program like MoneyGuidePro. To enjoy all the benefits of being a Preferred Banking client, a minimum of $250,000 (“Qualifying Balance”) in qualifying deposit, wealth management and loan accounts must be maintained. If the Qualifying Balance is not met in any month after the initial qualifying period, the monthly maintenance fee will be assessed to the Preferred Platinum Checking Account each month until termination of enrollment in Preferred Banking. For more details, please refer to the City National Preferred Banking Disclosure and applicable Fee Schedule.
Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details about how the average combined balance required to waive the monthly maintenance fee is calculated.
Additional accounts must be owned by the same individual who owns the Premium Checking account.
City National Bank will pay all reasonable surcharges assessed by non-City National Bank ATM operators. The ATM/Check Card International Transaction Fee is not a surcharge and is not included in the waiver of surcharges. Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details.
Additional accounts must be owned by the same individual who owns the Personal Checking Plus account.
City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.