Business Certificate of Deposit (CD)

Features & Benefits

Put your money to work with flexible CD terms from 7 days to 5 years.
Enjoy competitive rates and convenient automatic renewals so your business can keep on earning.

Flexible Terms

Choose how long you want to invest your money with flexible terms from 7 days up to 5 years.


Competitive Interest Rates

Receive a higher interest rate on CDs with longer terms and higher balances.


Convenient Automatic Renewal

CDs will automatically renew for the same period selected, with a grace period of up to 10 days.


Money Is Safe & Secure

Funds are insured up to the maximum amount allowed by the FDIC.


Additional Account Information

5-Month Liquid CD $10,000
11-Month CD* $10,000
7 days $10,000
32 days $10,000
60 days $10,000
90 days $10,000
180 days $10,000
270 days $10,000
12 months $2,500
24 months $2,500
36 months $2,500
48 months $2,500
60 months $2,500
  • For CDs with a term of seven (7) to 31 days, there is a withdrawal penalty that is the greater of: (a) seven (7) days’ interest; (b) all interest earned since the most recent issue or renewal date; or (c) all interest which could have been earned during one-half of the maturity period.
  • For CDs with a term of 32 to 179 days, the penalty is 30 days’ interest.
  • For CDs with a term of 180 days to one (1) year, the penalty is 90 days’ interest.
  • For CDs with a term of over one (1) year, the penalty is 180 days’ interest.

The 5-month liquid CD allows for one penalty-free withdrawal. Withdrawals may reduce earnings.

Account holders enjoy online and mobile banking through online business banking platforms and the City National Bank App™.§

  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.

Put your money to work.

Enter your information and a dedicated Relationship Manager will help you open a Business CD account. 

*Required information

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*Qualified funds must be new money deposited from external accounts or payees other than City National Bank or any of its affiliates, including but not limited to City National Securities, Inc., Royal Bank of Canada, RBC Wealth Management, and RBC Bank (Georgia).

#City National Bank does business in Miami and the state of Florida as CN Bank.

§City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®; and if applicable, setup of any related business services accessed via City National Online. Message and data rates may apply.