MORTGAGE LOANS

Whether you’re purchasing a home, buying a vacation property or refinancing, City National Bank may be able to help you find the right mortgage to meet your needs.

Enjoy Relationship Discounts

Get more benefits on your way up. Get special relationship discounts on your next mortgage rate starting at 0.30%.¹

0.30%
interest rate discount
$100k-$249k
in qualifying assets

0.55%
interest rate discount
$250k-$499k
in qualifying assets

0.70%
interest rate discount
$500k-$999k
in qualifying assets

0.85%
interest rate discount
$1M-$4.99M
in qualifying assets

1.00%
interest rate discount
$5M+
in qualifying assets

Mortgages that make you feel right at home.

Stepping through the threshold of your new home starts with the right mortgage loan. We offer a variety of home loan options and a dedicated team to streamline your home buying process.

Personalized service — from start to finish.

Buying a home shouldn't feel like a second job. That's why a dedicated Residential Loan Consultant will walk you through every step of the home buying process, from opening an application to opening your new front door.

Lending based on individual needs.

We consider each application on a case-by-case basis, weighing several factors to determine whether we can help you buy a new home or refinance an existing mortgage. Our loans can accommodate purchases for second homes, vacation homes and investment properties.

Take your first step toward a new home.

Enter your information and a Relationship Manager will contact you.

^*Required information

First name*

Last name*

Address*

ZIP code*

Phone* Do not add "1" before the area code

Email*

We’re Sorry there was an error ! Please try again.

By submitting this form you are authorizing City National Bank to: (1) contact you via phone and/or email; and (2) send you emails for marketing purposes.

Thanks For Getting In Touch!

A Relationship Manager will be reaching out to you shortly. In the meantime, check out our latest news and insights.

Design your mortgage to fit your plan.

Buying or refinancing a home is an important decision — one that should align with the rest of your goals.
City National offers home-financing solutions that can complement your overall financial plan.

Jumbo & Super Jumbo Home Loans

We offer conventional, jumbo and super jumbo mortgages with loan amounts up to $15 million. City National can also lend to trusts and LLCs.²

Fixed-Rate, Adjustable-Rate & Interest-Only Mortgages

We oﬀer ﬁxed and adjustable-rate mortgages (ARMs), including interest-only loans and fully amortizing payments.³

No Prepayment Penalty

If you choose to pay oﬀ your loan early, either in full or in part, you will not be assessed any penalties or ﬁnes.

All loans and lines of credit are subject to credit and property review and approval. Loans must be secured by a first lien on a 1-4 family residential dwelling. Additional terms and conditions apply. Not all applicants will qualify. All stated APRs, margins, and discounts are subject to change without notice.

1. Not all assets will qualify. To receive the relationship discount, assets must be in an eligible City National or RBC account (or an automated customer account transfer agreement must be in place) before the Closing Disclosure is issued. For adjustable-rate loans, the relationship discount applies only during the initial fixed-rate period.

2. Additional fees may apply.

3. For ARMs, interest rates and payments may increase after the initial fixed-rate period based on an index published by the Federal Reserve Board and a margin specific to your transaction. Any adjustment may significantly impact your monthly payment. The amount of any increase in rate has a maximum of 5%.