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Business Loans & Credit Solutions

Whether you're just starting out or rapidly expanding, we can provide you with credit and financing solutions to meet your liquidity needs — plus expert guidance from a Relationship Manager.


Account Types1

Access the funds you need, when you need them.

A business line of credit gives you quick and easy access to funds so you can manage cash flow, grow your business, cover expenses and more.¹

Government-backed loans from a preferred SBA lender.

Choose from a variety of SBA loan programs with longer terms and lower down payment options.²

Manage employee spending and earn rewards.

Our business credit cards provide innovative digital payment solutions and generous travel benefits for you and your employees.¹


Featured Accounts


Visa® Commercial Card with Rewards

Issue virtual cards to your employees for immediate access to your available credit.

Secured and unsecured term loans.

For your longer term financing needs, we offer loan amounts up to $1 million and terms up to five years. Speak with a Relationship Manager to learn more.¹



Why City National Bank


A Dedicated Relationship Manager

Each of our business lending solutions is accompanied with service and support from a dedicated Business Banking Relationship Manager.

Creative Lending Solutions

We have big bank capabilities, with small bank flexibility. Our Business Relationship Managers will work with you to create borrowing solutions that meet your unique needs.

Industry Expertise

We don't generalize — we specialize. From entertainment to real estate, we have strategic solutions for unique industry needs. Click here to view all industries. 

Patterson Custom Homes

“Once I met with City National Bank, I made the decision to move over all of my business and personal accounts — the easiest transition of my life."

 

Andrew Patterson
Owner, Patterson Custom Homes

 

Insights


5 Ways to Boost Your Liquidity

As access to cash is essential for business health, business leaders may need to adjust their strategies for boosting and maintaining appropriate liquidity. Here's how.

 

 

Reopening Retail in Uncertain Times

Though the retail landscape may look different to your customers, your retail business also could feel more local, more accessible and more in touch with them. Here's how.

 

Beyond Venture Capital: 4 Alternative Financing Strategies

Venture capital backing, while potentially helpful and exciting, isn't necessarily the best move for every company. Other financing avenues may provide the needed capital without the drawbacks.

1. Subject to credit approval. 

2. City National Bank or CNBs Small Business Administration (SBA) Lending Programs are subject to credit and collateral approval. A due diligence fee may be required upon approval, and other fees and other restrictions may apply. For SBA loan products, SBA eligibility is also required. Terms and conditions subject to change.