Put your assets to work.

Leverage your company's assets to maximize your borrowing capacity with fast, flexible asset-based lending solutions.1 Borrow against your existing accounts receivable, inventory, equipment, real estate or intangible assets to access working capital.

We help manufacturers, distributors, retailers and service companies find asset based lending solutions for:

  • Seasonal sales
  • Rapid growth
  • Mergers and acquisitions

These clients also have access to:

  • Equipment lease and finance solutions2
  • Equipment lease line of credit2
  • Foreign exchange services3
  • Cash management services 
  • Commercial real estate financing

Customized solutions tailored to you.

If your company’s sales are growing faster than your capital base or if your business requires a major investment in assets, you may be tying up valuable working capital. If so, consider City National’s flexible asset based lending solutions, which maximize your borrowing capacity by leveraging your business’ assets.

Features of asset based loans include:

  • Deal sizes ranging from $10 million to $100 million 
  • Competitive pricing 
  • Monthly borrowing base reporting 
  • Annual or semi annual appraisals and field examinations 
  • Cash dominion whereby accounts receivable collections pay down the revolving line of credit daily (may be springing based on liquidity) 
  • Minimal financial covenants

Why City National

Faster Responses

Decentralized decision making allows us to review, evaluate and approve your requests more efficiently. 

 

Lending Specialists

Our team of experts has over 25 years of experience in the sector and our flexible asset-based lending solutions help you maximize your borrowing capacity.

Flexible Loan Structures

Borrow with fewer conditions and flexible collateral reporting options than conventional loans.¹

 

 


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1. All loans, lines of credit and other credit products are subject to credit approval. Additional terms and conditions apply.

2. Equipment financing and leasing are offered by First American Equipment Finance, a subsidiary of City National Bank, and are subject to credit approval by, and documentation acceptable to, First American Equipment Finance. CFL# 6035014 For California clients Loans made or arranged pursuant to a California Lenders Law license.

3. Foreign exchange services and products are subject to eligibility and suitability criteria. Please view our Foreign Exchange Sales and Trading Practices for more information.