Features & Benefits

Not all savings accounts are created equal. With an interest-bearing Personal Savings account, you can receive service and support from a dedicated Relationship Manager. 

Waive Monthly Maintenance Fees

Waive your monthly maintenance fee with an average daily balance of $100.1


Low Deposit to Open

Open a Personal Savings account with a minimum deposit of $50 and start saving.2


Interest on All Balances

Earn interest on all balances and set up recurring deposits from your City National Checking Account.

ATM Accessible

Make deposits, withdrawals or transfers between accounts at any City National Bank ATM.

Savings Rates*

All balances 0.01% 0.01%

Personal Savings Account Information



if balance requirements are not met¹


average daily balance; $50 average daily balance for accounts opened in Minnesota.¹

Your Personal Savings Account can be set up to provide overdraft protection for any City National Bank Checking Account

  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.

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Looking for other savings options?

Choose the account that's right for you.

Earn higher yields on higher balances with our tiered-interest Ladder Money Market Account.
  • Higher interest rates than a regular Money Market Account
  • Waive $25 monthly maintenance fee with a minimum daily balance of $10,000¹
  • Unlimited transactions
Get a higher rate of return on your savings balance with an interest-bearing money market account.
  • Tiered interest rates
  • Waive $20 monthly maintenance fee with a minimum daily balance of $2,500¹
  • Unlimited transactions


Select from a variety of terms and corresponding interest rates to meet your ever-changing needs.
  • Flexible terms from seven days up to five years
  • Competitive interest rates
  • Convenient automatic renewal




* The interest rate and associated Annual Percentage Yield ("APY") are accurate as of 


, are established by City National Bank and may vary as often as daily. APY assumes no withdrawal of credited interest and no change in interest rate for a full year. Service fees may reduce account earnings. Stated APY is based on daily compounding.

1. Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details about how the balance required to waive the monthly maintenance fee is calculated.

2. Other restrictions apply. See City National’s Account Agreement and Disclosures and applicable Fee Schedule for additional terms and conditions.

#City National Bank does business in Miami and the state of Florida as CN Bank.

Online and Mobile Banking Service Agreement