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Mortgages & Loans

At City National, your mortgage, loan or line of credit comes with guidance and support from a dedicated Relationship Manager, so you can focus on the purpose of your loan, not the process.

Account Types

More mortgage. Less headache.

Our Relationship Managers and signature white-glove service help make the mortgage and loan approval process simple and seamless — so you’re home in no time.

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Home renovations? Tap into home equity.

Whether you're looking for ways to pay for a kitchen remodel or college tuition, a home equity line of credit (HELOC) can help you finance what's next.1

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Make it happen with a personal loan.

Have short-term cash needs? Want to keep your money invested? Open a personal loan or line of credit up to $1 million to help pay for your next big purchase.2

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Other Ways to Borrow

Refinance Your Mortgage

Your needs — and interest rates — may have changed. Let's talk about your options.

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Borrow Against Equity in Your Home

Get the funding you need with a home equity line of credit (HELOC) and only pay interest on the amount used.2

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Take Out a Personal Loan

Fund your next big expense or short-term cash needs without tapping into your investments.3

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Open a Personal Line of Credit

Borrow what you need, repay and borrow again — up to $1,000,000.3

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Pay for a New Car⁴

There’s nothing like that new car smell. Visit a local branch or contact your Relationship Manager to find out how we can help finance your next ride.

Download the City National Bank App.™

Manage all of your accounts, deposit checks, pay bills and people, and transact business — all from your secured device.§

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Insights

When to Refinance Your Mortgage

Historically low mortgage rates in 2020 produced a rush to refinance. But while mortgage rates under 3 percent certainly generate excitement, choosing when and how to refinance requires a holistic approach to your finances.

How to Make Renting Your Vacation Property More Profitable

If you've been considering buying and operating your own vacation rental property, there are several important things to learn in order to be successful.

 

3 Questions to Consider When Buying A Second Home

If a second home fits into your financial plan, it can be a rewarding way to accomplish your goals, providing income, years of memories and a legacy for your family.

1. HELOCs are subject to credit and property review and approval. Your HELOC must be secured by a first or second lien on a 1-4 family residential dwelling. HELOCs are not available in Texas. Additional terms and conditions apply. Not all applicants will qualify. All stated APRs, margins, and discounts are subject to change without notice.

2. Interest-only payments are available during the draw period.

3. Subject to credit approval.

4. City National Bank only offers Automobile Loans (new or used) to existing clients in California, Nevada, and Minnesota.

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City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.