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Loans & Credit

From mortgages to credit cards, we offer lending solutions to meet your needs. Your mortgage, loan or line of credit comes with guidance and support from a dedicated Relationship Manager. 

Account Types

More mortgage. Less headache.

Your needs — and interest rates — may have changed. Let's talk about your options.

Our Relationship Managers and signature white-glove service help make the mortgage and loan approval process simple and seamless — so you’re home in no time.

Home renovations? Tap into home equity.

Whether you're looking for ways to pay for a kitchen remodel or college tuition, a home equity line of credit (HELOC) can help you finance what's next.1

Get the funding you need with a home equity line of credit (HELOC) and only pay interest on the amount used.2

Make it happen with a personal loan.

Have short-term cash needs? Want to keep your money invested? 

Open a personal loan or line of credit up to $1 million to help pay for your next big purchase.Fund your next big expense or short-term cash needs without tapping into your investments.3

Get rewarded for your purchases.

Our personal credit cards provide exclusive benefits and rewards for your everyday purchases. Choose a City National Card that suits your lifestyle.4


1. HELOCs are subject to credit and property review and approval. Your HELOC must be secured by a first or second lien on a 1-4 family residential dwelling. HELOCs are not available in Texas. Additional terms and conditions apply. Not all applicants will qualify. All stated APRs, margins, and discounts are subject to change without notice.

2. Interest-only payments are available during the draw period.

3. Subject to credit approval.

4. All credit cards are subject to credit approval. Terms and conditions apply. See the City National Rewards Program Terms, Conditions and Program Rules for details.