Personal Money Market Account

Features & Benefits

Get a higher rate of return on your savings balance with an interest-bearing Money Market account.

Higher Interest Rates

Your Money Market account comes with tiered interest rates, so the higher your balance, the more interest you can earn.

Easy Access to Funds

Access your money with unlimited withdrawals or transfers.

Online & Mobile Banking

Manage your accounts online and through the City National Bank App.§


Scheduled Transfers

Set up automatic transfers from your City National Bank checking account.

Money Market Interest Rates*

Less than $10,000 0.15% 0.15%
$10,000 to $24,999.99 0.15% 0.15%
$25,000 to $49,999.99 0.15% 0.15%
$50,000 to $99,999.99 0.20% 0.20%
$100,000 to $499,999.99 0.20% 0.20%
$500,000 to $999,999.99 0.25% 0.25%
$1,000,000 and over 0.25% 0.25%


Money market accounts are deposit accounts that are safe, secure and work similarly to a savings and checking account. Typically, your money will earn more interest in a money market account than a savings or checking account.


Funds are insured up to the maximum amount allowed by the FDIC.


Higher interest rates help you to earn more when you save more. 

A Personal Money Market account requires a higher minimum balance than a Personal Savings account to open. 

Additional Account Information



$20 if balance requirements are not met1

$2,500 minimum daily balance1

Your Personal Money Market Account can be set up to provide overdraft protection for any City National Bank checking account

Use your debit card at millions of merchants worldwide, wherever Visa® debit cards are accepted.

  • View all transactions on your monthly checking account statement, City National Online® and the City National Bank AppTM.
  • Use it at over 2 million ATMs that display the STAR SYSTEM or Plus logo.
  • Get cash, transfer funds and make deposits at most City National ATMs.
  • Pay bills automatically by contacting your merchants and giving them your Visa Debit Card number.
  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.

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Looking for other savings options?

Choose the account that's right for you.

Earn higher yields on higher balances with our tiered-interest Ladder Money Market Account.
  • Higher interest rates than a regular Money Market Account
  • Waive $25 monthly maintenance fee with a minimum daily balance of $10,000¹
  • Unlimited transactions
Keep your money safe with an interest-bearing personal savings account.
  • Earn interest on all balances
  • Make deposits, withdrawals and transfers
  • Waive $5 monthly maintenance fee with an average daily balance of $100¹


Select from a variety of terms and corresponding interest rates to meet your ever-changing needs.
  • Flexible terms from seven days up to five years
  • Competitive interest rates
  • Convenient automatic renewal


The interest rate and associated Annual Percentage Yield ("APY") are accurate as of 


, are established by City National Bank and may vary as often as daily. APY assumes no withdrawal of credited interest and no change in interest rate for a full year. Service fees may reduce account earnings. Stated APY is based on monthly compounding.

#City National Bank does business in Miami and the state of Florida as CN Bank.


City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.


Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details about how the balance required to waive the monthly maintenance fee is calculated.


See pricing information. Additional fees and charges apply. Pricing information and other fees and charges are subject to change without notice.


Benefits are subject to change and cancellation at any time without notice.