Features & Benefits

Make your money work for you. Sign up today for an interest-bearing City National Bank Premium Checking account with additional features and benefits. 

Waive Monthly Maintenance Fees

Monthly maintenance fee is waived with combined qualifying balances of $50,000 or more.1

ATM Benefits

No City National fee for withdrawals at non-City National ATMs, plus surcharge rebates.2

Offers 3 Additional Accounts

Waived monthly maintenance fee for up to three additional personal checking, savings or money market accounts.3

Lending Discounts

Waiver of the first year's annual fee on a new Personal Line of Credit.4


Tiered Interest Rates*

Less than $10,000 0.01% 0.01%
$10,000 to $49,999.99 0.01% 0.01%
$50,000 to $99,999.99 0.01% 0.01%
$100,000 to $499,999.99 0.01% 0.01%
$500,000 and over 0.01% 0.01%

Additional Account Information



if combined balance requirements are not met¹


combined qualifying balances.¹

Premium checking account and eligible personal deposit and investment accounts1

Avoid overdraft fees with one of several overdraft protection options, including a Personal Savings Overdraft Service, a Personal Overdraft Line of Credit or a Personal Overdraft Sweep Line of Credit.4

Account holders enjoy free online and mobile banking through City National Online® and the City National Bank App™.§

Use your debit card at millions of merchants worldwide, wherever Visa® debit cards are accepted.

  • View all transactions on your monthly checking account statement, City National Online® and the City National Bank AppTM.
  • Use it at over 2 million ATMs that display the STAR SYSTEM or Plus logo.
  • Get cash, transfer funds and make deposits at most City National ATMs.
  • Pay bills automatically by contacting your merchants and giving them your Visa Debit Card number.
  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.

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* The interest rate and associated Annual Percentage Yield ("APY") are accurate as of 


,  are established by City National Bank and may vary as often as daily. APY assumes no withdrawal of credited interest and no change in interest rate for a full year. Service fees may reduce account earnings. Stated APY is based on monthly compounding.

#City National Bank does business in Miami and the state of Florida as CN Bank.


City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.


Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details about how the balance required to waive the monthly maintenance fee is calculated.


No CNB fee for ATM withdrawals made at non-CNB machines and no assessment of ATM surcharges assessed by non-CNB ATM operators. Please note that fees may apply for ATM/Check Card International Transactions. Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details. 


Additional accounts must be owned by the same individual who owns the Premium Checking account.


Subject to credit approval.