Features & Benefits

The ease and convenience you expect, plus no monthly maintenance fees on an additional savings or money market account.1

Waive Monthly Maintenance Fees

Monthly maintenance fee is waived with combined qualifying balances of $7,500 or more, or direct deposits2 totaling $2,500.

ATM Benefits

No City National fee for withdrawals at non-City National ATMs, plus surcharge rebates.3


Savings and Money Market Accounts

No monthly fees for a savings or money market account when combined with a Personal Checking Plus account.1

Complimentary Cashier’s Checks

Access cashier’s checks at no additional cost.


Additional Account Information



if combined balance requirements are not met⁴ 


in combined qualifying balances or direct deposits totaling $2,500 or more⁴

Personal Checking Plus account and eligible personal savings and money market accounts

Avoid overdraft fees with one of several overdraft protection options, including a Personal Savings Overdraft Service, a Personal Overdraft Line of Credit or a Personal Overdraft Sweep Line of Credit.5

Use your debit card at millions of merchants worldwide, wherever Visa® debit cards are accepted.

  • View all transactions on your monthly checking account statement, City National Online® and the City National Bank AppTM.
  • Use it at over 2 million ATMs that display the STAR SYSTEM or Plus logo.
  • Get cash, transfer funds and make deposits at most City National ATMs.
  • Pay bills automatically by contacting your merchants and giving them your Visa Debit Card number.
  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.

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#City National Bank does business in Miami and the state of Florida as CN Bank.


City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.


Additional accounts must be owned by the same individual who owns the Personal Checking Plus account.


Direct deposits are electronic credits received through the automated clearinghouse (ACH), and may include payroll, pension or government benefits such as Social Security.


City National Bank will waive up to three (3) ATM surcharges assessed by non-CNB ATM operators up to a maximum of $15 per statement period. The ATM/Check Card International Transaction Fee is not a surcharge and is not included in the waiver of surcharges. Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details. 


Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details about how the balance required to waive the monthly maintenance fee is calculated.


Subject to credit approval.