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Personal Checking Account

Manage your day-to-day financial needs with a City National Personal Checking account. 

Features & Benefits

Waive Monthly Maintenance Fees

Monthly maintenance fee is waived with a minimum daily balance of $3,000 or more.1

Unlimited Transactions

With a Personal Checking account, you can make as many transactions as you want.2

Free Online & Mobile Banking

Includes online bill pay and mobile check deposit.§


Paperless Statements

Switch to paperless statements for secure, digital access to your account information.

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Additional Account Information



if average daily balance requirements are not met; $12 for accounts opened in Nevada.¹


average daily balance¹

Personal Checking account

Avoid overdraft fees with one of several overdraft protection options, including a Personal Savings Overdraft Service, a Personal Overdraft Line of Credit or a Personal Overdraft Sweep Line of Credit.3

Account holders enjoy free online and mobile banking through City National Online® and the City National Bank App™.§

Use your debit card at millions of merchants worldwide, wherever Visa® debit cards are accepted.

  • View all transactions on your monthly checking account statement, City National Online® and the City National Bank AppTM.
  • Use it at over 2 million ATMs that display the STAR SYSTEM or Plus logo.
  • Get cash, transfer funds and make deposits at most City National ATMs.
  • Pay bills automatically by contacting your merchants and giving them your Visa Platinum Check Card number.
  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.

Download the City National Bank App.®

Manage all of your accounts, deposit checks, pay bills and people, and transact business — all from your secured device.§

Other Accounts

Money Market Account

Get a higher yield on your savings balance with an interest-bearing Money Market account.


Loans & Lines of Credit

Access the money you need, when you need it, with favorable rates and terms.


#City National Bank does business in Miami and the state of Florida as CN Bank.


City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.


Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details about how the balance required to waive the monthly maintenance fee is calculated.


See City National’s Account Agreement and Disclosures and applicable Fee Schedule for additional terms and conditions.


Subject to credit approval.