Business Builder Elite Checking Package

Bundle Your Products and Save

Your business is unique. Create a custom package of products and services to meet your needs, save money, and enjoy additional product benefits.

Open a Checking Account

Open a Business Elite Checking account or Business Elite Checking with Interest account.1



Combine Products

Combine 3 additional eligible, non-analyzed personal or business checking, savings or money market accounts — with no monthly maintenance fee.2

Enjoy Benefits

Enjoy treasury, credit and lending benefits3, and waive the $50 package fee when you maintain combined balances of $50,000 or more.4

Additional Account Information

$50 monthly package fee if combined balance requirements are not met.4

$50,000 combined average daily balance.4

Eligible non-analyzed business or personal eligible checking accounts, savings accounts, money market accounts, eligible certificates of deposit and Attorney Client Trust or Attorney Escrow (IOLTA/IOTA/IOLA).4

Avoid overdraft fees with a Business Overdraft Line or Commercial Credit Sweep option.3 Contact us to learn more.

The monthly transaction allowance is 500; the excess transaction fee is $0.45 per transaction.5

Monthly fee is waived.6

$25 per month. Complimentary single-feed scanner.7

Get cash, monitor your account and stay protected when you shop or travel with your Visa® Business Debit Card.*

  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.

Features & Benefits

Up to 3 Additional Accounts

Add up to three business or personal eligible non-analyzed checking, money market or savings accounts — with no monthly maintenance fee.2


Credit & Lending Benefits

Waive the annual fee for the first year on a Basic Business Builder Line of Credit. Waive annual fees for up to five Commercial Credit Cards with City National Rewards®.


No Fee for Incoming Wires

No fee for incoming domestic wires for the Business Elite Checking or Business Elite Checking with Interest account and other eligible accounts.


Waived Fees for Online Banking

Access up to 4 accounts at no charge through Business Essentials, providing online real-time account transfers, transaction reporting and more.4


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*For more information about available benefits, see the City National Visa Business Debit Card Guide to Benefits

#City National Bank does business in Miami and the state of Florida as CN Bank.

1. Interest Rates and Annual Percentage Yields for all checking and savings accounts are variable rates that the Bank can change at any time. Fees could reduce earnings.

2. Up to three (3) eligible checking, money market or savings accounts ("Benefit Accounts") with the regular monthly maintenance fee waived may be included in the Package for the monthly Package fee. All accounts must be non-analyzed. Some accounts types are not eligible for inclusion in the Package. Please refer to City National's Account Agreement and Disclosures and applicable Fee Schedule for details. 

3. Subject to credit approval.

4. The Qualification Balance is determined each month, three (3) Business Days prior to the statement date of the primary account which is the Business Elite or Business Elite with Interest Checking Account. It is calculated by adding together the prior statement's average daily balance from each primary, Benefit and Contributing Account associated with the Package and the prior month-end Certificate of Deposit principal balance. Please refer to City National’s Account Agreement and Disclosures and Applicable Fee Schedule for details. 

5. Includes deposits, deposited items, electronic credits, incoming and outgoing wires, checks and all electronic debits. Does not include City National fees and charges. Transaction and cash processing allowances apply to the Business Elite Checking Account or the Business Elite with Interest Checking Account only.

6. The first 20 Business Bill Pay payments per month will be at no charge.

7. Electronic deposit service for moderate volume check deposits. City National E-Deposit moderate volume means generally no more than 15 electronic check deposits per week with no more than 10 checks per deposit. The monthly fee and one complimentary single-feed scanner are subject to a two (2)-year minimum service term and month to month thereafter. Should the service be cancelled for any reason by you or us prior to the end of the two (2)-year term, a $400 cancellation fee may be charged.

8. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data usage charges through the mobile carrier may apply.

Visa is a registered trademark owned by Visa International Service Association and is used under license.

Apple Pay is a registered trademark of Apple Inc.

Google Pay is a trademark of Google LLC.

Online and Mobile Banking Service Agreement