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Business Checking

Simple yet suitable, this checking account was designed for small businesses with moderate transaction and cash processing volumes.

Features & Benefits


No Charge for First 100 Combined Transactions¹

For each transaction over 100, your account will be charged $0.45.

Waive the Monthly Maintenance Fee

Your monthly maintenance fee is waived when you maintain an average daily balance of $7,500 or more.¹

 

Dedicated Business Banking Relationship Manager

Your account is supported by a dedicated Relationship Manager who will help you manage all of your business banking needs.

Debit Cards

A Visa® Business Check Card is more convenient than writing and tracking checks and more secure than carrying cash. Use it with Apple Pay® and Google Pay™.2

 

Get your small business going.

We're proud to be a preferred SBA lender.

We know what it’s like to put everything into your business — and we’re ready to be in your corner. Let’s get you started with SBA loan benefits.

More About This Account

$22 if combined balance requirements are not met.3

$7,500 average daily balance.3

Avoid overdraft fees with a Business Overdraft Line or Commercial Credit Sweep option. Contact us to learn more.

The monthly combined transaction allowance is 100; the excess transaction fee is $0.45 per transaction.1

Account holders enjoy online and mobile banking through online business banking platforms and the City National Bank App™.4

$7.95 per month.

The monthly cash processing allowance is $5,000. The excess cash deposited fee is $0.002 per $1.¹

  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.


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Analyzed Business Checking

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Business Builder Elite Package

Create a custom package of products and services to meet your needs, save money and enjoy additional product benefits.4

#City National Bank does business in Miami and the state of Florida as CN Bank.

City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®; and if applicable, setup of any related business services accessed via City National Online. Message and data rates may apply.

1. 

Includes deposits, deposited items, electronic credits, incoming and outgoing wires, checks and all electronic debits. Does not include City National fees and charges.

2. 

Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data usage charges through the mobile carrier may apply. Biometric login is compatible with iPhone and iPad devices with iOS 11.0 and above.

3. 

4. 

Up to three (3) eligible checking, money market or savings accounts ("Benefit Accounts") with the regular monthly maintenance fee waived may be included in the Package for the monthly Package fee. All accounts must be non-analyzed. Some accounts types are not eligible for inclusion in the Package. Please refer to City National's Account Agreement and Disclosures and applicable Fee Schedule for details. 

Visa is a registered trademark owned by Visa International Service Association and is used under license.

Apple Pay is a registered trademark of Apple Inc.

Google Pay is a trademark of Google LLC.