Cash Back Visa Signature

Cash Back Visa Signature® Credit Card


Effective for accounts opened on or after March 1, 2021, City National Bank is restructuring the pricing terms applicable to its personal credit card products. Click here for details.

Earn unlimited 1.5% cash back for every $1 you spend with the City National Cash Back Visa Signature Credit Card1 – and enjoy No Annual Fee2, No Pre-Set Spending Limit3, Visa Signature Perks4, Visa Signature Concierge5 and Visa Signature Luxury Hotel Collection4.

See the Cash Back Visa Signature Guide to Benefits.

There is no cap on the cash back you can earn.1
For all Purchases
Earn cash back for every purchase you make with your card.1
At Your Convenience
Redeem cash back when you want for a statement credit.1
Visa Signature Perks4
Enjoy instant access to dozens of benefits beyond the rewards you already earn. Get access to ticket pre-sales and discounts. Explore your world with incredible travel packages, savings and upgrades. Indulge your passion for wine with complimentary wine tastings at Sonoma County wineries. Even receive special offers at many of your favorite retailers. For more details, go to
Visa Signature Concierge5
Visa Signature Concierge will assist you 24/7 with a wide range of services, from making restaurant and travel reservations, to helping you find that special gift or hard-to-get entertainment tickets.
Visa Signature Luxury Hotel Collection4
Enjoy premium benefits at a selection of the world's most intriguing and prestigious properties when you book through the Visa Signature Luxury Hotel Collection at
Protection and Security
Visa Zero Liability6
For no additional cost, Visa's Zero Liability may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.
Card Alerts
Keep your Visa Signature Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.
Chip Technology
Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.
Family Card Functionality
Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.
Apple Pay® and Google Pay™
Use your Visa Signature Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.8
Additional Protection and Security Benefits7
  • Personal Identity Theft Protection
  • Purchase Security
  • Price Protection
  • Extended Warranty Protection
  • Auto Rental Collision Damage Waiver
  • Hotel Theft Protection
  • Roadside Dispatch
  • Lost Luggage Reimbursement
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance


With City National Online® and the City National Bank App, you can view your Cash Back Visa Signature Card information from your desktop or mobile device. View balances, transactions and statements, make and schedule payments, and view information for all authorized cards on your account. Learn More »

Need a copy of your City National Bank Visa Credit Card Agreement? Call (800) 773-7100.

Report a Lost or Stolen Card

Notify us as soon as possible if your card is lost or stolen. Please call (877) 529-0473.

Getting Started

Contact your local City National banker, or call us at (800) 773-7100. Already a City National client? Click here to log in to City National Online and apply.

  1. All credit cards are subject to credit approval. The Cash Back Visa Signature Card account earns 1.5% cash back for every U.S. dollar of net purchases (purchases less returns and credits) made by a cardholder using a card issued under the account. Net purchases do not include cash advances, balance transfers, interest charges, finance charges, fees and other charges, adjustments, disputed purchases and any unauthorized or fraudulent transactions. Cash back is earned and credited on an account basis to the card of the primary account holder and not to each card under the Cash Back Visa Signature account. Cash back will continue to be earned and credited to the Cash Back Visa Signature Card account as long as (1) the account has not been canceled or closed by you or City National Bank, and (2) the Cash Back Visa Signature Program (“Program”) has not ended. You may redeem cash back earned on your account at any time in $50 increments, provided that at the time of redemption the Program has not been suspended or terminated and your account is in Good Standing your redemption will appear as a statement credit on the account’s next billing statement after the redemption has posted to your account. Good Standing means (i) the account is not 31 or more days late or otherwise in default, (ii) the account has not been closed or canceled by you or City National Bank, and is not otherwise unavailable as a source of funding, and (iii) you or any cardholder on the account has not engaged in any fraudulent activity on the account as determined by City National Bank. If the Cash Back Visa Signature Card account is canceled or closed by you or City National Bank, or the Program has ended, any cash back that has been earned but not credited to the account will be forfeited. City National Bank may change the Program and the terms and conditions of the Program at any time and will provide notice as required by applicable law. For complete details on the terms and conditions of the Program, please refer to the Cash Back Visa Signature Terms and Conditions.
  2. See Pricing Information. Additional fees and charges apply. Pricing Information and other fees and charges are subject to change without notice.
  3. No pre-set spending limit disclaimer: Certain restrictions and exclusions may apply. Subject to federal law restrictions that are applicable to executive officers, directors and other insiders of City National Bank, the Cash Back Visa Signature Card account has a no pre-set spending limit. This does not mean that all transactions will be approved. Rather, individual transactions in excess of your account's Credit Access Line will be evaluated by City National Bank based on various factors, such as your spending and payment patterns, suspected fraud, your account history, your credit report information, payment resources, and safety and soundness considerations. If City National Bank authorizes a transaction that causes your account to exceed its Credit Access Line, then you must pay, as part of your minimum payment amount due, the amount by which your new balance exceeds your Credit Access Line. If you are approved for the Cash Back Visa Signature Card, please see your Credit Card Agreement for further details.
  4. Benefits are subject to change and cancellation at any time without notice.
  5. Certain limitations, exclusions and restrictions apply. The cost of any goods or services purchased through Visa Signature Concierge on the cardholder's behalf are the cardholder's responsibility and will be billed directly to the cardholder's Cash Back Visa Signature Card. For more information on this benefit, see the Cash Back Visa Signature Guide to Benefits.
  6. Zero Liability coverage applies when you have not been grossly negligent in handling your account or card and you advise us promptly of an unauthorized transaction.
  7. Certain limitations, exclusions and restrictions apply. In order for coverage to apply you must use your covered Cash Back Visa Signature Card to secure transactions. Benefits are subject to change and cancellation at any time without notice. For more information on these benefits, please see the Cash Back Visa Signature Guide to Benefits.
  8. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants.
Apple Pay is a registered trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
Visa Signature is a registered trademark owned by Visa International Service Association and is used under license.