City National Crystal® Visa Infinite® Credit Card

More benefits. Less plastic.

The metal Crystal Visa Infinite Card is your first-class ticket to luxury travel benefits and premium lifestyle rewards.


Enjoy premium benefits like airport lounge access and no foreign transaction fees.


Make more of the moments you cherish with a dedicated concierge and exclusive access to events.


Use City National Rewards® Points to book air travel with no blackout dates and earn 3X Points on most travel purchases.*

Travel & Lifestyle


Up to $350 Airline Incidental Fees Statement Credit
Receive a statement credit of up to $350 per account, per calendar year for Qualifying Airline Purchases.

Up to $550 Airline Lounge Club Membership Fee Statement Credit
Receive a statement credit of up to $550 per account per calendar year with $50,000 yearly spend. Applies to any airline lounge club worldwide.

Priority Pass™ Select Airport Lounge Access
Crystal Visa Infinite Cardholders Priority Pass Select program members and their accompanying guests can experience a more relaxing way to travel, with access to a global network of more than 1,300 airport lounges worldwide.

$100 Global Entry Application Fee Statement Credit
Pay the Global Entry application fee with your Crystal Visa Infinite Card to receive a $100 statement credit. If approved, use your membership to participate in the U.S. Transportation and Security Administration’s TSA Pre✓® program at no additional charge.

No Foreign Transaction Fees
Use your Crystal Visa Infinite Card to travel the world and you won't be charged any foreign transaction fees by us on your purchases. See Pricing Information for details.

Preferred Seating
Get access to some of the best seats in the house. City National Bank preferred seating is available across live entertainment events at the Beacon Theatre in New York City.3

Visa Infinite Hotel Privileges
Enjoy special benefits from leading hotels, like a VIP welcome and complimentary breakfast at select properties with Relais & Châteaux, a prestigious association of approximately 500 luxury properties worldwide.

Visa Infinite Luxury Hotel Collection
Choose from a selection of superior properties including brands like Peninsula, Park Hyatt, and Shangri-La. View the Visa Infinite Luxury Hotel Collection digital catalog for details.

Visa Infinite Car Rental Privileges
Enjoy privileges such as special discounts and upgrades when you use your Crystal Visa Infinite Card to book with Avis, Hertz, National and Audi on demand®.

Crystal Card® Concierge
A 24/7 concierge at your fingertips. Receive customized assistance with airline, hotel and restaurant reservations and virtually any personal or business request.

Troon Rewards® & Troon Privé
Use your Crystal Visa Infinite Card to access high-end, private golf clubs around the country and save on golf tee times, merchandise, and golf instruction.



3X City National Rewards Points*
Earn 3 Points per $1 spent on airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, and 1 Point per $1 spent on all other purchases.

Redeem Points for Travel, Statement Credits & More*
Enjoy automatic enrollment in City National Rewards. Built with clients like you in mind, our program lets you select Awards that suit your idea of the good life — however you define it.

Air Travel Flexibility*
Use Rewards Points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.

Accelerated Rewards*
Combine Points from all of your City National business and personal credit cards that come with City National Rewards to earn premium Awards more quickly.

No Cap on Rewards Points*
There’s no cap on Points, and your Points do not expire as long as your account remains open and the Rewards Program has not ended.

Exclusive Excursions*
Redeem Points for a wide variety of specialized adventure or leisure travel packages.

Luxury Brands*
Indulge in style—we have numerous top-brand products and personal service Awards from which to choose.

Protection & Security


Auto Rental Collision Damage Waiver
Enjoy primary insurance coverage for automobile rentals purchased with your Crystal Visa Infinite Card. This benefit allows you to decline the auto rental company’s collision damage waiver or similar provision.

Personal Identity Theft Protection
Reimburses you for certain costs incurred in restoring your identity as a result of the theft or unauthorized or illegal use of your name or other personal identity information.

Visa Zero Liability1
For no additional cost, Visa's Zero Liability may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.

ID Navigator Powered by NortonLifeLock™
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.

Card Alerts
Keep your Crystal Visa Infinite Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.

Chip Technology
Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.

Family Card Functionality
Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.

Contactless Payments
Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.

Apple Pay® and Google Pay™2
Use your Crystal Visa Infinite Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.

Additional Protection and Security Benefits†

  • Price Protection
  • Purchase Security
  • Return Protection
  • Trip Cancellation/Trip Interruption Protection 
  • Emergency Card Replacement
  • Emergency Cash Distribution 
  • Roadside Dispatch
  • Lost Luggage Reimbursement 
  • Hotel Theft Protection
  • Travel and Emergency Assistance Services 
  • Trip Delay Reimbursement
  • Extended Warranty Protection
  • Emergency Evacuation and Transportation 
  • Travel Accident Insurance



APR for Purchases and Balance Transfers

22.25% or 26.25%

variable APR‡

APR for Cash Advances

28.25% variable APR

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

If you are charged interest, the charge will be no less than $0.70.



Setup and Maintenance Fees

$400 Annual Fee. $95 Additional Card Fee upon issuance and annually thereafter for each card issued after the first card.

Balance Transfer Fee

Either $5 or 3% of the amount of each cash advance, whichever is greater.

Cash Advance Fee

Either $5 or 3% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fee


Penalty Fees

Late Payment Fee up to $15. Returned Payment Fee up to $20.

Credit Card Agreement

Click here to view the City National Crystal Visa Infinite Credit Card Agreement.

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Card Issued by City National Bank, Los Angeles, California.

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* All credit cards are subject to credit approval. Terms and conditions apply. See the City National Rewards Program Terms, Conditions and Program Rules for details.

† Benefits are subject to change and cancellation at any time without notice. For more information about this benefit, see the City National Crystal Visa Infinite Credit Card Guide to Benefits. Exclusions and conditions may apply, see terms for details.

‡ Additional fees and charges apply. See Pricing Information for details.

1. Visa's Zero Liability coverage applies when you have not been negligent or fraudulent in handling your account or card and you advise us promptly of an unauthorized transaction. We also provide protections in the event of unauthorized use, consistent with applicable law.

2. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data rates and fees may apply.

3. City National Bank preferred seating is valid on select seats, subject to availability. Must purchase with a City National Bank credit or debit card. City National Bank Cardholders may purchase tickets via Ticketmaster or by visiting the box office at the Beacon Theatre. By attending the event, ticket holders assume all risks of attendance, and waive all related claims against City National Bank, MSG Beacon, LLC, their affiliates & employees. This waiver will be binding on all ticket transferees. All sales are final. Restrictions may apply.

Deposit & credit card products provided by City National Bank Member FDIC.

The Norton and LifeLock Brands are part of NortonLifeLock Inc. LifeLock identity theft protection is not available in all countries.

Copyright © 2022 NortonLifeLock Inc. All rights reserved. NortonLifeLock, the NortonLifeLock Logo, the Checkmark Logo, Norton, LifeLock, and the LockMan Logo are trademarks or registered trademarks of NortonLifeLock Inc. or its affiliates in the United States and other countries.

Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC.

City National Crystal, City National Rewards and Crystal Card are registered trademarks owned by City National Bank.

Visa, Visa Signature and Visa Infinite are registered trademarks owned by Visa International Service Association and are used under license.