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Cash Back Visa Signature Credit Card


Cash Back Visa Signature®
Credit Card

Unlimited cash back. Unlimited possibilities.

Earn unlimited 1.5% cash back with the City National Cash Back Visa Signature Card. 

Unlimited 1.5% Cash Back

Earn cash back for every purchase you make. There is no cap on the cash back you can earn.*

Visa Signature Benefits

Enjoy access to the Visa Signature Luxury Hotel Collection, a dedicated concierge and Visa Signature Perks.

No Annual Fee

Enjoy cash back and benefits, all with no annual fee.



There is no cap on the cash back you can earn.

For All Purchases*
Earn 1.5% cash back for every purchase you make with your card.

At Your Convenience*
Redeem cash back when you want for a statement credit.

Visa Signature Concierge
Visa Signature Concierge will assist you 24/7 with a wide range of services, from making restaurant and travel reservations, to helping you find that special gift or hard-to-get entertainment tickets.

Visa Signature Luxury Hotel Collection
Enjoy premium benefits at a selection of the world's most intriguing and prestigious properties when you book through the Visa Signature Luxury Hotel Collection at

Troon Rewards®
Save on golf tee times, merchandise and instruction with your Visa Signature Card.

Car Rental with Silvercar
Get on your way in an Audi. Rent with Silvercar and save up to 15% (with a guaranteed minimum discount of 10%) on qualified rentals courtesy of your Visa Signature Card.

Visa Signature Perks
Enjoy instant access to dozens of benefits beyond the rewards you already earn. Get access to ticket pre-sales and discounts. Explore your world with incredible travel packages, savings and upgrades. Indulge your passion for wine with complimentary wine tastings at Sonoma County wineries. Even receive special offers at many of your favorite retailers. For more details, go to

Protection & Security


Visa Zero Liability1
For no additional cost, Visa's Zero Liability may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.

ID Navigator Powered by NortonLifeLock™
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.

Card Alerts
Keep your Visa Signature Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.

Chip Technology
Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.

Family Card Functionality
Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.


Contactless Payments
Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.


Apple Pay® and Google Pay™2
Use your Visa Signature Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.

Additional Protection and Security Benefits

  • Personal Identity Theft Protection
  • Purchase Security
  • Price Protection
  • Extended Warranty Protection
  • Auto Rental Collision Damage Waiver
  • Hotel Theft Protection
  • Roadside Dispatch
  • Lost Luggage Reimbursement
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance



APR for Purchases and Balance Transfers

16.50% or 20.50%

variable APR‡

APR for Cash Advances

22.50% variable APR

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

If you are charged interest, the charge will be no less than $0.70.



Annual Fee


Balance Transfer Fee

Either $5 or 3% of the amount of each cash advance, whichever is greater.

Cash Advance Fee

Either $5 or 3% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fee

3% of the U.S. dollar amount of each transaction.

Penalty Fees

Late Payment Fee up to $15. Returned Payment Fee up to $20.

Credit Card Agreement

Click here to view the Cash Back Visa Signature Credit Card Agreement.

Let's get started.

Send us your information and a dedicated Relationship Manager will help you apply.

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So easy you'll barely lift a finger.

Tap Credit Cards then Pay to make a one-time payment toward your balance in the City National Bank App.TM

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All credit cards are subject to credit approval. Terms and conditions apply. See the Cash Back Visa Signature Program Terms and Conditions for details.

Benefits are subject to change and cancellation at any time without notice. For more information about this benefit, see the Cash Back Visa Signature Guide to Benefits.

Additional fees and charges apply. See Pricing Information for details.


City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.


Zero Liability coverage applies when you have not been grossly negligent in handling your account or card and you advise us promptly of an unauthorized transaction.


Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data rates and fees may apply.

The Norton and LifeLock Brands are part of NortonLifeLock Inc. LifeLock identity theft protection is not available in all countries.

Copyright © 2022 NortonLifeLock Inc. All rights reserved. NortonLifeLock, the NortonLifeLock Logo, the Checkmark Logo, Norton, LifeLock, and the LockMan Logo are trademarks or registered trademarks of NortonLifeLock Inc. or its affiliates in the United States and other countries.

Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC.

Visa Signature is a registered trademark owned by Visa International Service Association and is used under license.