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Visa Signature® Credit Card with Rewards

Visa Signature® Credit Card with Rewards

The purchasing power you want, with up to 3X Rewards Points,* Visa Signature benefits and no annual fee.

Do more. Go more. Get more.

Earn more Points and enjoy more benefits with the ease and security of your Visa Signature credit card.

Up to 3X Points*

Earn up to 3X Rewards Points on purchases. There's no cap on Points, and your Points will never expire.

Visa Signature Benefits†

Enjoy access to the Visa Signature Luxury Hotel Collection, a dedicated concierge and Visa Signature Perks.

No Annual Fee‡

Enjoy more Points and benefits, all with no annual fee.

 

 

Rewards

Up to 3X City National Rewards® Points*

Earn 3 Points per $1 spent on gasoline purchases, 2 Points per $1 spent on dining and groceries, and 1 Point on all other purchases.

 

No Cap on Rewards Points*

There’s no cap on Points, and your Points do not expire as long as your account remains open and the Rewards Program has not ended.

 

Accelerated Rewards

Combine Points from all of your City National business and personal credit cards that come with City National Rewards to earn premium Awards more quickly.*

 

Redeem Points for Travel, Statement Credits, Merchandise & More

Built with clients like you in mind, our program lets you select Awards that suit your idea of the good life—however you define it.*




Lifestyle

Visa Signature Perks

Enjoy instant access to dozens of benefits beyond the rewards you already earn. Get access to ticket pre-sales and discounts. Explore your world with incredible travel packages, savings and upgrades. Indulge your passion for wine with complimentary wine tastings at Sonoma County wineries. Even receive special offers at many of your favorite retailers. For more details, go to Visa.com/Signature.

 

Visa Signature Concierge

Visa Signature Concierge will assist you 24/7 with a wide range of services, from making restaurant and travel reservations, to helping you find that special gift or hard-to-get entertainment tickets.

 

Visa Signature Luxury Hotel Collection

Enjoy premium benefits at a selection of the world's most intriguing and prestigious properties when you book through the Visa Signature Luxury Hotel Collection at VisaSignatureHotels.com.

 

Troon Rewards®

Save on golf tee times, merchandise and instruction with your City National Visa Signature Card.

 

Air Travel Flexibility*

Use Rewards Points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.

 

Car Rental with Silvercar

Get on your way in an Audi. Rent with Silvercar and save up to 15% (with a guaranteed minimum discount of 10%) on qualified rentals courtesy of your City National Visa Signature Card.




Protection & Security

Visa Zero Liability1

For no additional cost, Visa's Zero Liability may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.

 

ID Navigator Powered by NortonLifeLock™

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.

 

Card Alerts

Keep your Visa Signature Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.

 

Chip Technology

Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.

 

Family Card Functionality

Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.

 

Contacless Payments

Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.

 

Apple Pay® and Google Pay™2

Use your Visa Signature Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.

 

Additional Protection and Security Benefits

  • Personal Identity Theft Protection
  • Purchase Security
  • Price Protection
  • Extended Warranty Protection
  • Auto Rental Collision Damage Waiver
  • Hotel Theft Protection
  • Roadside Dispatch
  • Lost Luggage Reimbursement
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance


Additional Pricing Information

15% or 19% variable APR

21% variable APR

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

If you are charged interest, the charge will be no less than $0.70.

None

Either $5 or 3% of the amount of each balance transfer, whichever is greater.

Either $5 or 3% of the amount of each cash advance, whichever is greater.

3% of the U.S. dollar amount of each transaction.

Late Payment Fee up to $15. Returned Payment Fee up to $20.

Click here to view the Visa Signature Credit Card Agreement.

Looking for something else?

Choose the credit card that suits your lifestyle.

*

All credit cards are subject to credit approval. Terms and conditions apply. See the City National Rewards Program Terms, Conditions and Program Rules for details.

Benefits are subject to change and cancellation at any time without notice. For more information about this benefit, see the Visa Signature with Rewards Guide to Benefits.

Additional fees and charges apply. See Pricing Information for details.

1. 

Zero Liability coverage applies when you have not been grossly negligent in handling your account or card and you advise us promptly of an unauthorized transaction.

2. 

Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data rates and fees may apply.

Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC.

Visa Signature is a registered trademark owned by Visa International Service Association and is used under license.

City National Rewards is a registered trademark owned by City National Bank.