Visa® Platinum Credit Card with Rewards
Rewards
1 Point for Every $1 Spent*
Enjoy automatic enrollment in City National Rewards and earn one Point for every $1 spent on purchases.
Accelerated Rewards*
Combine Points from all of your City National business and personal credit cards that come with City National Rewards to earn premium Awards more quickly.
No Cap on Rewards Points*
There’s no cap on Points, and your Points do not expire as long as your account remains open and the Rewards Program has not ended.
Redeem Points for Travel, Statement Credits, Charities & More*
Built with clients like you in mind, our program lets you select Awards that suit your idea of the good life — however you define it.
Air Travel Flexibility*
Use Rewards Points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.
Protection & Security
Visa Zero Liability1
For no additional cost, Visa's Zero Liability may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.
ID Navigator Powered by NortonLifeLock™†
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.
Card Alerts
Keep your Visa Signature Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.
Chip Technology
Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.
Family Card Functionality
Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.
Contactless Payments
Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.
Apple Pay® and Google Pay™2
Use your Visa Signature Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.
Additional Protection and Security Benefits†
- Personal Identity Theft Protection
- Purchase Security
- Extended Warranty Protection
- Auto Rental Collision Damage Waiver
- Hotel Theft Protection
- Roadside Dispatch
- Lost Luggage Reimbursement
- Travel and Emergency Assistance Services
Additional Pricing Information‡
19% or 23% variable APR‡
25% variable APR‡
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
If you are charged interest, the charge will be no less than $0.70.
None‡
Either $5 or 3% of the amount of each balance transfer, whichever is greater.
Either $5 or 3% of the amount of each cash advance, whichever is greater.‡
3% of the U.S. dollar amount of each transaction.‡
Late Payment Fee up to $15.‡ Returned Payment Fee up to $20.‡
Click here to view the Visa Platinum Credit Card Agreement.
Looking for something else?
Choose the credit card that suits your lifestyle.
*
All credit cards are subject to credit approval. Terms and conditions apply. See the City National Rewards Program Terms, Conditions and Program Rules for details.
†
Benefits are subject to change and cancellation at any time without notice. For more information about this benefit, see the Visa Platinum with Rewards Guide to Benefits.
‡
Additional fees and charges apply. See Pricing Information for details.
1.
Zero Liability coverage applies when you have not been grossly negligent in handling your account or card and you advise us promptly of an unauthorized transaction.
2.
Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data rates and fees may apply.
Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC.
Visa is a registered trademark owned by Visa International Service Association and is used under license.
City National Rewards is a registered trademark owned by City National Bank.