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Personal Credit Cards

From simple to sophisticated, we offer a variety of personal credit cards to meet your daily spending needs.

Choose the credit card that suits your lifestyle.

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3x Points on Travel*

Variable APR for Purchases

17% or 21%

Annual Fee

  • Up to $350 Airline Incidental Fees Statement Credit‡
  • Up to $550 Airline Lounge Club Membership Fee Statement Credit‡
  • Priority Pass™ Select Airport Lounge Access‡


1.5% Cash Back*

Variable APR for Purchases

15% or 19%

Annual Fee

  • Earn cash back for every purchase you make. There is no cap on the cash back you can earn.
  • Visa Signature Perks‡
  • Visa Signature Concierge‡
  • Visa Signature Luxury Hotel Collection‡


Up to 3X Points*

Variable APR for Purchases

15% or 19%

Annual Fee

  • Earn 3 Points per $1 spent on gasoline purchases, 2 Points per $1 spent on dining and groceries, and 1 Point on all other purchases.*
  • Visa Signature Perks‡
  • Visa Signature Concierge‡
  • Visa Signature Luxury Hotel Collection‡


1 Point per $1 Spent*

Variable APR for Purchases

19% or 23%

Annual Fee

  • Redeem Points for travel, statement credits, charities and more.*
  • There is no cap on Rewards Points and Points do not expire.*
  • No Annual Fee†

Commercial Credit Card Solutions

From traditional commercial cards to premium rewards and global travel benefits, we help you choose the right payment tools.

Credit Card Features

Apple Pay® & Google Pay™

Use your Visa Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.1

Family Card Functionality

Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.

Online & Mobile Banking

View balances, transactions and statements, make and schedule payments, and view information for all authorized cards online or on the City National Bank App™.§

City National Rewards²

Use your City National Visa Credit Card with Rewards to earn Points and redeem for travel, merchandise, charitable donations and more.  

Card Alerts

Keep your accounts safer with City National Card Alerts. Monitor transactions in near-real time with notifications sent via SMS text message and/or email.

Chip Technology

Our chip-enabled cards use EMV® Chip Card Technology to authenticate, authorize and process each transaction, adding a layer of security for cardholders.


City National Bank clients can apply for a credit card online by logging in to City National Online (CNO) and selecting the "Open an Account" option on the Account Summary page. If you're not already a client, please visit your nearest branch or call us at (800) 773-7100.

To open an account, you'll need your personal contact information, Social Security number and information about your income and financial assets.

City National Rewards is a Rewards program offering Points for credit card purchases using a City National Visa Credit Card that comes with City National Rewards. Points can be redeemed for a variety of items: gift certificates, merchandise, airfare, hotels, travel packages, and more.

Simply use your Visa Credit Card with Rewards. You will earn Points on net purchases only (purchases less returns and other credits). There is no cap on Points, and your Points do not expire.

Log in or create an account at to view and redeem Points. Clients can also access CNB Rewards via City National Online®.

The Cash Back Visa Signature Card account earns 1.5% cash back for every U.S. dollar of net purchases made by a cardholder.

You may accumulate your cash back earned and redeem it at any time, in $50 increments, as a statement credit to your credit card account. Manage and redeem your cash back earned by visiting the City National Rewards website through City National Online, or call our Rewards Center at (800) 411-0596.

Family Card Functionality makes it easier for clients with multiple cards and cardholders to manage their accounts. The primary account holder can establish and manage spending limits and usage for each authorized user on the account. And, if a card is lost, stolen or compromised, only that card needs to be replaced — instead of replacing all cards on the account. You can have a maximum of three authorized users on your account.

Open the selected app, tap the “+” sign and follow instructions to add card information and to activate the card. You may also find detailed instructions at Apple and Google support. Apple and Google Pay come pre-installed on most newer iOS and Android devices, or you can download the apps in the App Store® or Google PlayTM store.

Put payments on cruise control.

  1. Go to Credit Cards > AutoPay: Setup.
  2. Choose the card and amount you want to pay and enter your details.
  3. Submit, sit back and relax.


City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.


Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants.


Terms and conditions apply. See the City National Rewards Program Terms, Conditions and Program Rules for details.

Apple Pay and App Store are registered trademarks of Apple Inc. Google Pay and Google Play are trademark of Google LLC.

Visa, Visa Signature and Visa Infinite are registered trademarks owned by Visa International Service Association and are used under license.

City National Rewards and City National Online are registered trademarks owned by City National Bank.