Deposit funds and earn more with our 3-month term CD at 5.22% Annual Percentage Yield (APY).1*
| TERM | ANNUAL PERCENTAGE YIELD (APY) | INTEREST RATE |
|---|---|---|
| 7 to 31 days | 0.05% | 0.05% |
| 1 month (32 to 59 days) | 0.05% | 0.05% |
| 2 months (60 to 89 days) | 0.05% | 0.05% |
| 3 months (90 to 179 days) | 5.22% | 5.10% |
| 5 months liquid | 4.07% | 4.00% |
| 6 months (180 to 269 days) | 4.07% | 4.00% |
| 9 months (270 to 364 days) | 3.56% | 3.50% |
| 11 months | 4.07% | 4.00% |
| 12 to 23 months | 3.04% | 3.00% |
| 24 to 35 months | 2.53% | 2.50% |
| 36 to 47 months | 2.02% | 2.00% |
| 48 to 59 months | 1.76% | 1.75% |
| 60 months or more | 1.51% | 1.50% |
| TERM | MINIMUM OPENING DEPOSIT |
|---|---|
| 7 to 31 days | $10,000 |
| 1 month (32 to 59 days) | $10,000 |
| 2 months (60 to 89 days) | $10,000 |
| 3 months (90 to 179 days) | $10,000 |
| 5 months liquid | $10,000 |
| 6 months (180 to 269 days) | $10,000 |
| 9 months (270 to 364 days) | $10,000 |
| 11 months*† | $10,000*† |
| 12 to 23 months | $2,500 |
| 24 to 35 months | $2,500 |
| 36 to 47 months | $2,500 |
| 48 to 59 months | $2,500 |
| 60 months or more | $2,500 |
Each penalty is calculated on the amount withdrawn.
‡The 5-month liquid CD allows for one penalty-free withdrawal. Withdrawals may reduce earnings.
City National Bank’s SWIFT Code is: CINAUS6L
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¹ The interest rate and associated Annual Percentage Yield ("APY") are accurate as of
11/30/2023
, are established by City National Bank and may vary as often as daily. CD accounts earn a simple rate of interest compounded only if and when interest is posted to the account. You may choose to have your interest post monthly, quarterly, semiannually or annually. For accounts with a term of less than one (1) year, you may choose to have interest posted at maturity, in which case, interest will not be compounded. The APY assumes interest remains on deposit for the term of the certificate. A penalty may be imposed for early withdrawal. Any withdrawal will reduce earnings.
*$10,000 minimum opening deposit required.
†Qualified funds must be new money deposited from external accounts or payees other than City National Bank or any of its affiliates, including but not limited to City National Securities, Inc., Royal Bank of Canada, RBC Wealth Management, and RBC Bank (Georgia).
#City National Bank does business in Miami and the state of Florida as CN Bank.
Non-Deposit Investment Products: • Are Not FDIC Insured • Are Not Bank Guaranteed • May Lose Value
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