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Talk with us:
(800) 773-7100

Our Mission

City National's mission is to provide the ultimate banking experience for successful entrepreneurs and professionals through an uncommon dedication to extraordinary service, proactive advice and total financial solutions.

Credit Cards for Individuals

We are dedicated to providing you with more flexible and useful credit tools – and our selection of City National Visa® Credit Cards delivers on this commitment.1 Used for everyday expenses, or for travel and entertainment experiences, our credit cards offer convenient buying power along with the ability to easily monitor and manage your expenditures online.

View the Demo

See how easy it is to manage your card online. View the Credit Card Online demo »

 
Visa Platinum Card
Visa Signature® Card
Crystal® Visa Infinite® Card
 
Platinum Card
Signature Card
Crystal Card

City National Rewards®

Yes

Yes

Yes

Rewards Points2
(per $1 spent)

  • 1 Point on purchases
  • 3 Points on gasoline purchases
  • 2 Points on dining and grocery purchases
  • 1 Point on all other purchases
  • 3 Points on gasoline, airline, hotel, taxi, rental car, train, bus, cruise, restaurant, fast food and takeout food dining purchases
  • 1 Point on all other purchases

Travel

  • Use Points for Travel
  • Use Points for Travel
  • Visa Signature Luxury Hotel Collection3
  • Visa Signature Perks5
  • Use Points for Travel
  • No Foreign Transaction Fee4
  • $250 Airline Incidental Fees Statement Credit6
  • Priority Pass SelectTM - Airport Lounge Access7
  • CLEAR Membership8
  • Global Entry Application Fee Statement Credit9
  • $100 Visa Infinite Discount Air Benefit10
  • Visa Infinite Hotel Privileges (Relais & Chateaux )11
  • Visa Infinite Car Rental Privileges12
  • Visa Infinite Luxury Hotel Collection13

Concierge Services

No

Visa Signature Concierge14

Crystal Card Concierge15

Annual Fee16

None

None

 None first year. After that, $400

APR for Purchases16

15.00%

12.00%

9.00%

Pricing Information16

Need a copy of your City National Bank Visa Credit Card? Call (800) 773-7100.

Report a Lost or Stolen Card

Notify us as soon as possible if your card is lost or stolen. Please call (877) 529-0473.

Getting Started

Contact your local City National banker, or call us at (800) 773-7100.

  1. All credit cards subject to credit approval.  Credit cards offered in City National Bank offices in the states of California, Georgia, Nevada, New York and Tennessee.
  2. Points are earned on net purchases only (purchases less returns and credits). PIN-based and ATM transactions do not earn Points.
    For each $1 spent:
    • Visa Platinum Card accounts earn 1 Point on net purchases.
    • Visa Signature Card accounts earn 3 Points on net purchase made at merchants that classify their merchant location for Visa as gasoline stations, 2 Points on net purchases made at merchants that classify their merchant location for Visa as groceries, restaurants, fast food and takeout food dining establishments and 1 Point on all other net purchases.
    • Crystal Visa Infinite Card accounts earn 3 Points on net purchases made at merchants that classify their merchant location for Visa in any of the following categories: airlines, hotels, taxis, rental cars, trains, buses, cruises, gasoline stations, utilities, restaurants, fast food and takeout food dining establishments, and 1 Point on all other net purchases.
    We do not determine whether merchants correctly identify and bill transactions as being made at locations in each particular category. However, we do reserve the right to determine which purchases qualify for the 2 or 3 Points on category purchases. Purchases not eligible to receive the 2 or 3 Points on category purchases include, but are not limited to, purchases made at superstores, warehouse clubs, discount stores, and their affiliates, and will instead receive 1 Point. Online and catalog purchases are not eligible to receive the 2 or 3 Points on category purchases, and will instead receive 1 Point, unless the merchants have correctly identified and billed the transactions. See City National Rewards Program Terms, Conditions and Program Rules and FAQS for details.
  3. For more details, go to visasignaturehotels.com.
  4. See Pricing Information. Foreign Transaction Fee and other Pricing Information subject to change without notice.
  5. For more details, go to visa.com/signature.
  6. Statement credit is provided under the Airline Incidental Fees Statement Credit benefit and is limited to Qualifying Airline Purchases made at eligible U.S.-Domestic Airline Carriers. Qualifying Airline Purchases must be charged to a Crystal Visa Infinite Credit Card to be eligible for a statement credit. Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: seat upgrade charges, ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee. Qualifying Airline Purchases may vary by airline. Merchants are responsible for correctly identifying the transactions under the appropriate codes or identifiers on Visa's proprietary network. City National Bank and Visa rely on the merchant to submit the correct information for the transaction. Additional conditions, limitations and exclusions apply. The Airline Incidental Fees Statement Credit benefit is subject to change and cancellation at any time. This benefit may be subject to taxation and/or Form 1099 reporting. Taxes, if any, are the responsibility of the Crystal Visa Infinite Credit Cardholder. For more information on Qualifying Airline Purchases and this benefit, see Crystal Visa Infinite Credit Card Guide to Benefits.

    TSA Pre✓® is a U.S. Government program operated by U.S. Department of Homeland Security ("DHS") through the Transportation Security Administration ("TSA") service. It is an expedited security screening program available for select travelers who are traveling domestically within the United States and for international travel when departing from a U.S. airport that participates in the program. The airline also must be participating in the program. Selection for TSA Pre✓ expedited screening is made on a per flight basis and is not guaranteed. Eligible Crystal Visa Infinite Credit Cardholders can apply for membership in the TSA Pre✓ program and must pay the application fee (currently $85) with their Crystal Visa Infinite Credit Card to receive the statement credit. Acceptance into the TSA Pre✓ program is at the sole discretion of the TSA. Neither City National Bank nor Visa has any control over the TSA Pre✓program including, without limitation, application, approval process or enrollment and no liability with regards to the TSA Pre✓ program. For complete details on the TSA Pre✓ program, including full terms and conditions, go to www.tsa.gov. The TSA Pre✓® trademark is used with the permission of the U.S. Department of Homeland Security.
  7. Priority Pass Select is an independent airport lounge access program and is neither owned by nor otherwise affiliated with City National Bank or Visa. City National Bank will enroll up to two (2) of the Crystal Visa Infinite Credit Cardholders as members in the Priority Pass Select program, which cardholders are selected by the owner(s) of the Crystal Visa Infinite Credit Card account. Additional conditions, limitations and exclusions apply. The Priority Pass Select membership program benefit is subject to change and cancellation at any time. For more information on this benefit, see Crystal Visa Infinite Credit Card Guide to Benefits.
  8. Crystal Visa Infinite Credit Cardholders who are U.S. citizens or permanent foreign residents aged 18 years and over are eligible to participate in the CLEAR Membership offer. Eligibility for this benefit is determined by City National Bank. Provided you meet City National Bank's eligibility requirements (i.e., the Crystal Visa Infinite Credit Card account must be opened and in good standing) and the requirements of the CLEAR program, your 12-month CLEAR membership will be available to you at no additional cost. If, at the end of your 12-month membership, the CLEAR membership benefit is no longer offered, or you no longer meet City National Bank’s eligibility requirements, you will be given the option of renewing your CLEAR membership by paying the then-applicable retail rate. Any such renewal of your CLEAR membership will be subject to CLEAR’s then-current terms and conditions, policies, deadlines and fees that apply. Existing CLEAR members who wish to participate in this benefit will need to cancel their current CLEAR membership and reenroll for this Crystal Visa Infinite Credit Card benefit. Additional conditions, limitations and exclusions apply. The CLEAR membership benefit is subject to change and cancellation at any time. For more information on this benefit, see Crystal Visa Infinite Credit Card Guide to Benefits.
  9. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). City National Bank and Visa have no control over the program including, but not limited to, application, approval process or enrollment fees charged by CBP, and no liability with regard to the Global Entry program. For complete details on the Global Entry program, including full terms and conditions, go to globalentry.gov. You must complete the Global Entry application and pay a $100 nonrefundable application fee with a valid Crystal Visa Infinite Credit Card. The $100 statement credit will be processed after the Global Entry program application fee is charged to a valid Crystal Visa Infinite Credit Card. Holders of a valid Crystal Visa Infinite Credit Card are entitled to one (1) $100 statement credit per card every four (4) years in connection with the Global Entry program application fee. This benefit is subject to change and cancellation at any time. For more information on this benefit, see Crystal Visa Infinite Credit Card Guide to Benefits.
  10. Discount is limited to $100 on the total cost of between 2 and 5 qualifying roundtrip U.S. domestic coach airline tickets on the same itinerary when purchased through the Visa Infinite Discount Air Benefit website using an eligible Crystal Visa Infinite Credit Card. There's no limit on the number of times you can use this benefit. Choose from most major airlines and make reservations up to 11 months prior to departure. The Crystal Visa Infinite Credit Cardholder purchasing the tickets must be the primary traveler on the itinerary. Additional conditions, limitations and exclusions apply. The Visa Infinite Discount Air Benefit is subject to change and cancellation at any time. For more information on this benefit, see Crystal Visa Infinite Credit Card Guide to Benefits.
  11. Benefits and availability vary by hotel property. Conditions, limitations and exclusions apply. The Visa Infinite Luxury Hotel Collection benefit is subject to change and cancellation at any time. For more information on this benefit, see Crystal Visa Infinite Credit Card Guide to Benefits.
  12. The Visa Infinite Car Rental Privileges benefits are subject to each car rental company’s terms and conditions, which are subject to change. These benefits also are subject to change and cancellation at any time. For more information on these benefits, see Crystal Visa Infinite Credit Card Guide to Benefits.
  13. Crystal Visa Infinite Credit Cardholders who book through Crystal Card Concierge receive a VIP welcome at all Relais & Châteaux hotels as well as complimentary breakfast at approximately 125 participating properties on stays up to seven (7) consecutive nights. Must book at least 72 hours in advance. The Visa Infinite Hotel Privileges benefit is subject to change and cancellation at any time. For more information on this benefit, see Crystal Visa Infinite Credit Card Guide to Benefits.
  14. Certain limitations and restrictions apply. The cost of any goods or services purchased through the Visa Signature Concierge services on the cardholder’s behalf are the cardholder’s responsibility and will be billed directly to the cardholder’s City National Visa Signature Card. For more information on this benefit, see your Visa Signature Guide to Benefits for further details on this benefit.
  15. Certain limitations and restrictions apply. The cost of any goods or services purchased through the Crystal Card Concierge services on the cardholder’s behalf are the cardholder’s responsibility and will be billed directly to the cardholder’s City National Crystal Visa Infinite Credit Card. Crystal Card Concierge services are provided under contract to City National Bank by White Concierge, a worldwide provider of concierge services. For more information on this benefit, see Crystal Visa Infinite Credit Card Guide to Benefits.
  16. See Pricing Information. Annual Fee, APR for Purchases and other Pricing Information subject to change without notice.