City National Cash Back Credit Card

Unlimited cash back. Unlimited possibilities.

Earn unlimited 1.5% cash back with the City National Cash Back Card. 

Unlimited 1.5% Cash Back

Earn cash back for every purchase you make. Redeem cash back for a statement credit in $50 increments.*

Visa Signature® Benefits

Enjoy access to the Visa Signature Luxury Hotel Collection, a dedicated concierge and Visa Signature Perks.

No Annual Fee

Enjoy cash back and benefits, all with no annual fee.



There is no cap on the cash back you can earn.

For All Purchases*
Earn 1.5% cash back for every purchase you make with your card.

Statement Credit*
Redeem cash back at any time for a statement credit in $50 increments. You may redeem cash back earned either by visiting or by calling (800) 411-0596.

Preferred Seating
Get access to some of the best seats in the house. City National Bank preferred seating is available across live entertainment events at the Beacon Theatre in New York City.3

Visa Signature Concierge
Visa Signature Concierge will assist you 24/7 with a wide range of services, from making restaurant and travel reservations, to helping you find that special gift or hard-to-get entertainment tickets.

Visa Signature Luxury Hotel Collection
Enjoy premium benefits at a selection of the world's most intriguing and prestigious properties when you book through the Visa Signature Luxury Hotel Collection at

Car Rental with Avis® and Budget®
Book your next road trip with your Visa Signature Card to receive up to 25% off base rates on qualifying rentals. and unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio during rental.

Car Rental with Audi on demand®
Drive away with a rental from Audi on demand. Save up to 15% (with a guaranteed minimum discount of 10%) on qualified rentals with your Visa Signature Card. Exclusions and conditions may apply, see Terms at

Visa Signature Perks
Enjoy instant access to dozens of benefits beyond the rewards you already earn. Get access to ticket pre-sales and discounts. Explore your world with incredible travel packages, savings and upgrades. Indulge your passion for wine with complimentary wine tastings at Sonoma County wineries. Even receive special offers at many of your favorite retailers. For more details, go to

Troon Rewards®
Reserve golf tee time and enjoy special offers and elevated status when you sign up for Troon Rewards® with your Visa Signature Card.

Protection & Security


Visa Zero Liability1
For no additional cost, Visa's Zero Liability may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.

ID Navigator Powered by NortonLifeLock™
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.

Card Alerts
Keep your Visa Signature Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.

Chip Technology
Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.

Family Card Functionality
Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.

Contactless Payments
Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.

Apple Pay® and Google Pay™2
Use your Visa Signature Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.

Additional Protection and Security Benefits

  • Personal Identity Theft Protection
  • Purchase Security
  • Price Protection
  • Extended Warranty Protection
  • Auto Rental Collision Damage Waiver
  • Hotel Theft Protection
  • Roadside Dispatch
  • Lost Luggage Reimbursement
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance



APR for Purchases and Balance Transfers

20.25% or 24.25%

variable APR‡

APR for Cash Advances

26.25% variable APR

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

If you are charged interest, the charge will be no less than $0.70.



Annual Fee


Balance Transfer Fee

Either $5 or 3% of the amount of each cash advance, whichever is greater.

Cash Advance Fee

Either $5 or 3% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fee

3% of the U.S. dollar amount of each transaction.

Penalty Fees

Late Payment Fee up to $15. Returned Payment Fee up to $20.

Credit Card Agreement

Click here to view the City National Cash Back and Cash Back Visa Signature Credit Card Agreement.

Let's get started.

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Card Issued by City National Bank, Los Angeles, California.

Do not add "1" before the area code

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So easy you'll barely lift a finger.

Tap Credit Cards then Pay to make a one-time payment toward your balance in the City National Bank App.TM

* All credit cards are subject to credit approval. Terms and conditions apply. For more information on the City National Cash Back Program, including details on the cash back redemption process, please see the City National Cash Back Program Terms and Conditions.

† Benefits are subject to change and cancellation at any time without notice. For more information about this benefit, see the City National Cash Back and Cash Back Visa Signature Guide to Benefits. Exclusions and conditions may apply, see terms for details.

‡ Additional fees and charges apply. See Pricing Information for details.

1. Visa's Zero Liability coverage applies when you have not been negligent or fraudulent in handling your account or card and you advise us promptly of an unauthorized transaction. We also provide protections in the event of unauthorized use, consistent with applicable law.

2. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data rates and fees may apply.

3. City National Bank preferred seating is valid on select seats, subject to availability. Must purchase with a City National Bank credit or debit card. City National Bank Cardholders may purchase tickets via Ticketmaster or by visiting the box office at the Beacon Theatre. By attending the event, ticket holders assume all risks of attendance, and waive all related claims against City National Bank, MSG Beacon, LLC, their affiliates & employees. This waiver will be binding on all ticket transferees. All sales are final. Restrictions may apply.

Deposit & credit card products provided by City National Bank Member FDIC.

The Norton and LifeLock Brands are part of NortonLifeLock Inc. LifeLock identity theft protection is not available in all countries.

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Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC.

Visa, Visa Signature and Visa Infinite are registered trademarks owned by Visa International Service Association and are used under license.