Liquidity Management

Seeks to Enhance Returns and Meet Short-Term Cash Flow Needs

City National Bank's Liquidity Management strategies are designed to meet short-term cash requirements while providing enhanced returns that surpass treasury bills and money market instruments. We offer both taxable and tax-exempt strategies and each strategy is customized to meet client goals and objectives.

Many of our clients find that during tax season or at year-end managing liquidity becomes important. Professional management may be beneficial for:

  • Escrow funds and tax payments
  • Short-term treasury funds
  • Construction funds
  • Operating funds for endowments, charities or businesses
  • Proceeds from the sale of a business or real estate
  • Large cash flows or a cash position of a balanced portfolio

Active Professional Management Provides Benefits

Active investment management can maximize returns on short-term money while using strict investment guidelines to help preserve capital. With City National Bank managing the liquidity portion of a portfolio, clients benefit from our extensive research, custom analysis and skilled trading. At all times, we pay close attention to credit quality to ensure the appropriate amount of risk.

Our clients have direct access to a portfolio manager who works with them to customize reports. In addition to a high level of personalized service, our team of professionals also provides:

Extensive Research

Through our research team and extensive relationships within an institutional trading network, we gain faster access to investment offerings than an individual investor or smaller asset management firm.

Custom Analysis

Each liquidity management portfolio goes through a breakeven analysis. Based on current market outlook and projections of Federal Reserve short-term interest rates, we determine the right portfolio composition to fulfill the client's liquidity goals.

Tax Efficiencies

City National Bank has specialists in both taxable and tax-exempt fixed income. We carefully select the right allocation of assets to maximize after-tax returns.

Getting Started

To learn more, call us at (800) 773-7100, Monday through Thursday, 6:00 a.m. to 5:30 p.m., and Friday, 6:00 a.m. to 6:00 p.m. (PT). You can also contact us online or visit one of our local City National locations.

Investment and Insurance products:
  • Are Not insured by the FDIC or any other federal government agency
  • Are Not deposits of or guaranteed by a Bank or any Bank Affiliate
  • May Lose Value