Visa® Platinum Credit Card

Effective for accounts opened on or after March 1, 2021, City National Bank is restructuring the pricing terms applicable to its personal credit card products. Click here for details.

Visa® Platinum Credit Card with Rewards


The City National Visa Platinum Credit Card1 with City National Rewards® gives you the purchasing power you want, with the convenience and worldwide acceptance of Visa. Plus, enjoy No Annual Fee.2

See the Visa Platinum Credit Card Guide to Benefits.

Purchasing power up to your credit limit wherever Visa credit cards are accepted, plus online and mobile tools for added security and convenience. You can also use your Visa Platinum Card at millions of ATMs that display the Plus logo.4
Enjoy automatic enrollment in City National Rewards and earn one Point for every $1 spent on purchases.5  Learn More »
Redeem Points for Travel, Merchandise, Statement Credits, Charities and More
Built with clients like you in mind, our program lets you select Awards that suit your idea of the good life – however you define it.6
Air Travel Flexibility
Use Rewards Points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.6
Accelerated Rewards
Combine Points from all of your City National business and personal credit cards that come with City National Rewards to earn premium Awards more quickly.7
No Cap on Rewards Points
There’s no cap on Points and your Points do not expire as long as your account remains open and the Rewards Program has not ended.8
Protection and Security
Visa Zero Liability
For no additional cost, Visa's Zero Liability9 may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.
Card Alerts
Keep your Visa Platinum Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.
Chip Technology
Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.
Family Card Functionality
Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.
Apple Pay and Google Pay™
Use your Visa Platinum Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.
Additional Protection and Security Benefits
  • Personal Identity Theft Protection
  • Purchase Security
  • Extended Warranty Protection
  • Auto Rental Collision Damage Waiver
  • Hotel Theft Protection
  • Roadside Dispatch
  • Lost Luggage Reimbursement
  • Travel and Emergency Assistance Services


With City National Online and the City National Bank App, you can view your Visa Platinum with Rewards Card information from your desktop or mobile device. View balances, transactions and statements, make and schedule payments, and view information for all authorized cards on your account. Learn More »

Need a copy of your City National Bank Visa Credit Card Agreement? Call (800) 773-7100.

Report a Lost or Stolen Card

Notify us as soon as possible if your card is lost or stolen. Please call (877) 529-0473.

Getting Started

Contact your local City National banker, or call us at (800) 773-7100. Already a City National client? Click here to log in to City National Online and apply.

  1. All credit cards are subject to credit approval.
  2. See Pricing Information. Additional fees and charges apply. Pricing Information and other fees and charges are subject to change without notice.
  3. Benefits and features are subject to change and cancellation at any time without notice.
  4. Non-City National Bank financial institutions and other entities that operate the ATM may impose an access fee or a transaction fee for using their ATM.
  5. Points are earned on net purchases only (purchases less returns and credits). PIN-based and ATM transactions do not earn Points. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for further details.
  6. Terms and conditions apply. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for details.
  7. Certain restrictions apply for combining Points from business and personal City National Visa credit cards that come with City National Rewards. See the City National Rewards Combining (Householding) Points Program Rules for details.
  8. If your account is closed for any reason, any unredeemed Points remaining on the date of account closure are forfeited and expire. If the Rewards Program is terminated for any reason, you will be notified, in which event you will have at least 60 days to redeem your Points. After this redemption period, any unredeemed Points will expire. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for further details.
  9. Zero Liability coverage applies when you have not been grossly negligent in handling your account or card and you advise us promptly of an unauthorized transaction.
  10. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants.
  11. Certain limitations, exclusions and restrictions apply. In order for coverage to apply you must use your covered Visa Platinum Card to secure transactions. Benefits are subject to change and cancellation at any time without notice. For more information about these benefits, see the Visa Platinum Personal Credit Card Guide to Benefits.

Apple Pay is a registered trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
Visa is a registered trademark owned by Visa International Service Association and is used under license.