Mortgage Loans That Make You Feel Right at Home

Whether you’re purchasing your first home, buying a vacation property, or refinancing an existing mortgage, City National’s Residential Loan Consultants can help you navigate the rewarding path to homeownership.

Purchasing a New Home

Stepping through the threshold of your new home starts with the right mortgage loan, which is why City National offers a breadth of home loan options to meet your individual needs.1

In addition to competitive interest rates and flexible down payment options, we offer conventional, jumbo and super-jumbo mortgages with loan amounts up to $15,000,000. City National can also lend to trusts and LLCs.2

Fixed- and adjustable-rate mortgages (ARMs) – including interest-only loans and fully amortizing and hybrid ARMs – are available to complement your financial strategy.

Refinancing an Existing Mortgage

Since first taking on your existing mortgage, your needs may have changed. With a mortgage refinance, you may be able to lower your monthly payments, take cash out or pay off your home loan sooner.

Our residential lending solutions support your evolving goals so that no matter where life takes you, you’ll always have a place to call home.

Using Your Home’s Equity

As a homeowner, you may be able to use the equity of your home for major expenses like home renovations, debt consolidation or a college education.

For qualified homeowners, a home equity line of credit may be a more cost-effective financing option than a personal loan or credit card. Plus, interest payments may be tax-deductible.3

All loans and lines of credit are subject to credit review and approval, including a property appraisal obtained by and satisfactory to City National and the applicant’s meeting certain ability-to-repay requirements under federal law. Other restrictions and terms apply.

Getting Started

To learn more, call us Monday through Thursday 6:00 a.m. - 5:30 p.m. and Friday 6:00 a.m. - 6:00 p.m. (PT) at (800) 773-7100, contact us or visit one of our local City National locations.

  1. Residential mortgage products are not available in all states. Ask us for more information about the states where City National lends. Loans must be secured by a first lien on owner-occupied 1–4 family residential properties (including co-ops located in New York only, but excluding mobile homes).
  2. Additional fees may apply.
  3. City National Bank does not provide tax advice. The deductibility of interest payments is dependent on your individual tax circumstances. Consult your tax advisor about the deductibility of interest payments.

Find a City National Mortgage Loan Originator