Crystal® Visa Infinite® Credit Card with Rewards1City National Crystal Visa Credit Card

See the World Through Crystal

Your first-class ticket to luxury travel benefits and premium lifestyle rewards.

Already have a Crystal Visa Infinite Credit Card? Access the Crystal Visa Infinite Portal to view many of the benefits.

See the Crystal Visa Infinite Credit Card Guide to Benefits.

Travel and Lifestyle Benefits2
3X City National Rewards® Points

Earn 3 Points per $1 spent on gasoline, grocery, airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, and 1 Point per $1 spent on all other purchases.3

$250 Airline Incidental Fees Statement Credit
Receive a statement credit of up to $250 per card, per calendar year for Qualifying Airline Purchases.4
Up to $550 Airline Lounge Club Membership Fee Statement Credit
Receive a statement credit of up to $550 per account per calendar year with $50,000 yearly spend – for any airline lounge club worldwide.5
No Foreign Transaction Fees
Use your Crystal Visa Infinite Card to travel the world and you won't be charged any foreign transaction fees by us on your purchases. See Pricing Information.6
$100 Visa Infinite Discount Air Benefit
Save $100 on air travel when you use your Crystal Visa Infinite Card to book a qualifying U.S. domestic round-trip coach airline itinerary for 2 to 5 travelers.7
$100 Global Entry Application Fee Statement Credit
Apply for Global Entry, a U.S. Customs and Border Protection program, using your Crystal Visa Infinite Card to pay your application fee and receive a $100 statement credit. If you are approved for Global Entry, you may use your membership to participate in the U.S. Transportation and Security Administration’s TSA Pre ✓® program.8
Complimentary Priority Pass™ Select Airport Lounge Access
Through the Priority Pass Select program, up to two (2) of the Crystal Visa Infinite Cardholders and their accompanying guests can experience a more relaxing way to travel, with access to a global network of more than 1,000 airport lounges worldwide.9
12 Complimentary Gogo® Inflight Wi-Fi Passes Per Year
During your next trip, enjoy complimentary internet access with Gogo Inflight Wi-Fi service on up to 12 flight segments per year on any Gogo-equipped aircraft. To access the Gogo Inflight Wi-Fi benefit, register your Crystal Visa Infinite Card at myvisainfinite.com/cnb.10
Visa Infinite Luxury Hotel Collection
A selection of superior properties – including brands like Peninsula, Park Hyatt, and Shangri-La – comprise the Visa Infinite Luxury Hotel Collection. From boutique gems to world famous resorts, each hotel is evaluated annually to help ensure it continues to meet the highest standards. The Visa Infinite Luxury Hotel Collection delivers a premium collection of benefits, including a best available rate guarantee, complimentary continental breakfast daily, complimentary in-room Wi-Fi and VIP amenities when available, VIP Guest status, and much more.11
Visa Infinite Hotel Privileges
Enjoy special benefits from leading hotels, like a VIP welcome and complimentary breakfast at select properties with Relais & Châteaux, a prestigious association of approximately 500 luxury properties worldwide.12
Visa Infinite Car Rental Privileges
Enjoy privileges such as special discounts and upgrades when you use your Crystal Visa Infinite Card to book with Avis, National and Silvercar.13
GroundLink® Chauffeured Black Car Service
Unlock special savings on GroundLink chauffeured black car service. Enjoy 15% savings plus a one-time $30 promotional credit for future use when you book and pay with your Crystal Visa Infinite Card.14
Crystal Card® Concierge
A 24/7 concierge at your fingertips. Receive customized assistance with airline, hotel and restaurant reservations and virtually any personal or business requests. To learn more about Crystal Card Concierge15 services, Crystal Visa Infinite Cardholders may contact us at 800-595-8950 (U.S. and Canada) or 00-800-2797-825-1 (outside the U.S. and Canada).
Crystal Card® Experiences
Enjoy invitation-only access to signature events, from luxury concert suites and premium sports packages to intimate wine tastings and seats to Broadway shows.
The Broadway League®
You’ll have an ongoing opportunity to purchase premium seating for Broadway shows in New York City and on tour across North America. Additional benefits may include backstage tours and "meet and greets" with performers. All ticket purchases and additional benefits are subject to availability.16
Troon Rewards®
Save on golf tee times, merchandise, and golf instruction with your Crystal Visa Infinite Card.17
Troon Privé
Use your Crystal Visa Infinite Card to access high-end, private golf clubs around the country.18

Rewards
50,000 Bonus Points Offer
Earn 50,000 City National Rewards Bonus Points when you spend $5,000 or more within the first 90 days after account opening.19
Air Travel Flexibility
Use Rewards Points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.20
Redeem Points for Travel, Merchandise, Statement Credits, Charities and More
Enjoy automatic enrollment in City National Rewards. Built with clients like you in mind, our program lets you select Awards that suit your idea of the good life – however you define it.20
Accelerated Rewards
Combine Points from all of your City National business and personal credit cards that come with City National Rewards to earn premium Awards more quickly.21
No Cap on Rewards Points
There’s no cap on Points and your Points do not expire as long as your account remains open and the Rewards Program has not ended.22
Exclusive Excursions
Redeem Points for a wide variety of specialized adventure or leisure travel packages.20
Luxury Brands
Indulge in style – we have numerous top brand products and personal service Awards from which to choose.20

Protection and Security
Auto Rental Collision Damage Waiver23
Enjoy primary insurance coverage for automobile rentals made with your Crystal Visa Infinite Card. This benefit allows you to decline the auto rental company’s collision damage waiver or similar provision.
Personal Identity Theft Protection23
Reimburses you for certain costs incurred in restoring your identity as a result of the theft or unauthorized or illegal use of your name or other personal identity information.
Card Alerts
Keep your Crystal Visa Infinite Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.
Chip Technology
Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.
Family Card Functionality
Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.
Apple Pay™ and Google Pay™
Use your Crystal Visa Infinite Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.24
Visa Zero Liability
For no additional cost, Visa's Zero Liability25 may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.
Additional Protection and Security Benefits23
  • Price Protection
  • Purchase Security
  • Return Protection
  • Trip Cancellation/Trip Interruption Protection
  • Emergency Card Replacement
  • Emergency Cash Distribution
  • Roadside Dispatch
  • Lost Luggage Reimbursement
  • Hotel Theft Protection
  • Travel and Emergency Assistance Services
  • Trip Delay Reimbursement
  • Warranty Manager Service
  • Travel Accident Insurance

ONLINE AND MOBILE CARD MANAGEMENT

With City National Online® and City National Mobile, you can view your Crystal Visa Infinite Card information from your desktop or mobile device. View balances, transactions and statements, make and schedule payments, and view information for all authorized cards on your account.

With Credit Card Online, you have access to even more card management tools. See how easy it is to manage your card online. View the Credit Card Online demo and review our Credit Card Online Quick Reference Guide.

Need a copy of your City National Bank Visa Credit Card Agreement? Call (800) 773-7100.

Report a Lost or Stolen Card

Notify us as soon as possible if your card is lost or stolen. Please call (877) 529-0473.

Getting Started

Contact your local City National banker, or call us at (800) 773-7100. Already a City National client? Click here to log in to City National Online and apply.

  1. All credit cards are subject to credit approval.
  2. Benefits are subject to change and cancellation at any time without notice.
  3. Points are earned on net purchases only (purchases less returns and credits). PIN-based and ATM transactions do not earn Points. For each $1 spent, earn 3 Points on net purchases made at merchants that classify their merchant location for Visa in any of the following categories: airlines, hotels, taxis, limousines, rental cars, trains, buses, gasoline stations, groceries, restaurants, fast food and takeout food dining establishments, and 1 Point on all other net purchases. We do not determine whether merchants correctly identify and bill transactions as being made at locations in each particular category. However, we do reserve the right to determine which purchases qualify for the 3 Points on category purchases. Purchases not eligible to receive the 3 Points on category purchases include, but are not limited to, purchases made at superstores, warehouse clubs, discount stores and their affiliates, and they will instead receive 1 Point. Online and catalog purchases are not eligible to receive the 3 Points on category purchases, and they will instead receive 1 Point, unless the merchants have correctly identified and billed the transactions. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for details.
  4. Statement credit is provided under the Airline Incidental Fees Statement Credit benefit and is limited to Qualifying Airline Purchases made at eligible U.S.-Domestic Airline Carriers. Qualifying Airline Purchases must be charged to a Crystal Visa Infinite Credit Card to be eligible for a statement credit. Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible U.S.-Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Inflight Wi-Fi), and TSA Pre✓® membership application fee. Qualifying Airline Purchases may vary by airline. Merchants are responsible for correctly identifying the transactions under the appropriate codes or identifiers on Visa's proprietary network. City National Bank and Visa rely on the merchant to submit the correct information for the transaction. Additional conditions, limitations and exclusions apply. The Airline Incidental Fees Statement Credit benefit is subject to change and cancellation at any time. This benefit may be subject to taxation and Form 1099 reporting. Taxes, if any, are the responsibility of the Crystal Visa Infinite Credit Cardholder. For more information on Qualifying Airline Purchases and this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.

    TSA Pre✓ is a U.S. Government program operated by the U.S. Department of Homeland Security ("DHS") through the Transportation Security Administration ("TSA") service. It is an expedited security screening program available for select travelers who are traveling domestically within the United States and for international travel when departing from a U.S. airport that participates in the program. The airline also must be participating in the program. Selection for TSA Pre✓ expedited screening is made on a per flight basis and is not guaranteed. Eligible Crystal Visa Infinite Credit Cardholders can apply for membership in the TSA Pre✓ program and must pay the application fee (currently $85) with their Crystal Visa Infinite Credit Card to receive the statement credit. Acceptance into the TSA Pre✓ program is at the sole discretion of the TSA. Neither City National Bank nor Visa has any control over the TSA Pre✓ program including, without limitation, application, approval process or enrollment and no liability with regards to the TSA Pre✓ program. For complete details on the TSA Pre✓ program, including full terms and conditions, go to www.tsa.gov. The TSA Pre✓® trademark is used with the permission of the U.S. Department of Homeland Security.
  5. If the Total Spend on your Crystal Visa Infinite Card account is $50,000 or greater in the current calendar year or the prior calendar year, you may request and receive a statement credit of up to $550 for a Qualifying Airline Lounge Membership Fee charged to your Crystal Visa Infinite Card account during the same calendar year in which you request the statement credit. Each Crystal Visa Infinite Card account is eligible for only one (1) Airline Lounge Club Membership Fee Statement Credit per calendar year, regardless of the number of cardholders on the Crystal Visa Infinite Card account. Total Spend means the aggregate amount of the net purchases (purchases less returns and credits) on your Crystal Visa Infinite Card account for all cardholders.  A Qualifying Airline Lounge Membership Fee means the annual fee charged by any airline for a Crystal Visa Infinite Cardholder’s membership in that airline’s lounge club and does not include any other amounts charged for use or services obtained at that airline lounge club, including day passes. If at the time you purchase an airline lounge club membership that is also eligible for a statement credit under the Airline Incidental Fees Statement Credit benefit, the Airline Incidental Fees Statement Credit will be applied first, and any amount that is not credited to you as part of the Airline Incidental Fees Statement Credit benefit is available to you as part of the Airline Lounge Club Membership Fee Statement Credit benefit. This benefit may be subject to taxation or Form 1099 reporting. Taxes, if any, are the responsibility of the Crystal Visa Infinite Card account holder. Additional terms and conditions apply. This benefit is subject to change and cancellation at any time without notice.For more information about this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  6. See Pricing Information. Additional fees and charges apply.  Pricing Information and other fees and charges are subject to change without notice.
  7. Discount is limited to $100 on the purchase of between two (2) and five (5) qualifying roundtrip U.S. domestic coach airline tickets on the same itinerary when purchased using an eligible Crystal Visa Infinite Card. The Crystal Visa Infinite Cardholder purchasing the tickets must be the primary traveler on the itinerary. Additional conditions, limitations and exclusions apply. The Visa Infinite Discount Air Benefit is subject to change and cancellation at any time. For more information about this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  8. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (“CBP”). City National Bank and Visa have no control over the program including, but not limited to, application, approval process or enrollment fees charged by CBP, and no liability with regard to the Global Entry program. For complete details on the Global Entry program, including full terms and conditions, go to ttp.cbp.dhs.gov. You must complete the Global Entry application and pay a $100 nonrefundable application fee with a valid Crystal Visa Infinite Credit Card. The $100 statement credit will be processed after the Global Entry program application fee is charged to a valid Crystal Visa Infinite Credit Card. Holders of a valid Crystal Visa Infinite Credit Card are entitled to one (1) $100 statement credit per card every four (4) years in connection with the Global Entry program application fee. This benefit is subject to change and cancellation at any time. For more information about this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  9. Priority Pass Select is an independent airport lounge access program and is neither owned by nor otherwise affiliated with City National Bank or Visa. City National Bank will enroll up to two (2) of the Crystal Visa Infinite Credit Cardholders as members in the Priority Pass Select program, which cardholders are selected by the owner(s) of the Crystal Visa Infinite Credit Card account. Additional conditions, limitations and exclusions apply. The Priority Pass Select membership program benefit is subject to change and cancellation at any time. For more information about this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  10. Twelve (12) complimentary Inflight Wi-Fi Passes will be available to you at no additional cost after you complete online registration at myvisainfinite.com/cnb. Gogo Inflight Wi-Fi Passes are valid for 12 months from the date that you register your card for the Gogo Inflight Wi-Fi Benefit. Any unused Inflight Wi-Fi Passes at the end of the 12 month period will expire. Each Gogo Inflight Wi-Fi Pass provides for complimentary inflight Wi-Fi internet access for one device at a time on one flight segment on any participating Gogo-equipped aircraft between destinations within the United States and Canada where network coverage is available. Participating airlines are subject to change at any time without notice. Each Gogo Inflight Wi-Fi Pass may be redeemed on any Wi-Fi-enabled laptop, tablet or smartphone for inflight Wi-Fi internet access on one (1) flight segment (a segment is defined as a takeoff and a landing). At the end of your initial 12 month period, provided the Gogo Inflight Wi-Fi Benefit is still being offered and you continue to meet City National Bank's eligibility requirements (i.e., the Crystal Visa Infinite Card account must be open and in good standing), you will receive an email inviting you to re-register for the benefit at myvisainfinite.com/cnb to receive another 12 Gogo Inflight Wi-Fi Passes. If you have an existing subscription with Gogo, you will have to suspend or cancel the subscription before you can credit your Gogo account with the 12 Inflight Wi-Fi Passes. This benefit is subject to change and cancellation at any time without notice. For more information about this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  11. Benefits and availability vary by hotel property. Conditions, limitations and exclusions apply. The Visa Infinite Luxury Hotel Collection benefit is subject to change and cancellation at any time. For more information about this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  12. Crystal Visa Infinite Credit Cardholders who book through Crystal Card Concierge receive a VIP welcome at all Relais & Châteaux hotels as well as complimentary breakfast at approximately 125 participating properties on stays up to seven (7) consecutive nights. Must book at least 72 hours in advance. The Visa Infinite Hotel Privileges benefit is subject to change and cancellation at any time. For more information about this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  13. The Visa Infinite Car Rental Privileges benefits are subject to each car rental's terms and conditions, which are subject to change. These benefits are also subject to change and cancellation at any time. For more information about this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  14. The GroundLink benefit is a 15% discount off of the base rate for reservations booked with an eligible Crystal Visa Infinite Card (discount not applicable to taxes and fees such as tolls, parking and wait time). Upon card validation, Crystal Visa Infinite Cardholders also get one (1) $30 promotional credit that can be applied toward a GroundLink reservation booked with that card. Limit one (1) promotional credit per Crystal Visa Infinite Card. Users must have registered for a GroundLink account with their Crystal Visa Infinite Card stored in their GroundLink profile. The eligible Crystal Visa Infinite Card must be used as payment for the ride to qualify for the discount or use the promotional credit. Benefit and promotional codes are non-transferrable and cannot be combined with any other benefit or discount. Visa and City National Bank reserve the right to modify or cancel this benefit at any time without notice. The GroundLink service is provided by GroundLink Holdings LLC. Neither Visa nor City National Bank is responsible for any claims or damages arising from the use of the GroundLink service. Additional terms and conditions apply. This benefit is subject to change and cancellation at any time without notice. For more information about this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  15. Certain restrictions and limitations apply. The costs of any goods or services purchased through Crystal Card Concierge on the cardholder’s behalf are the cardholder’s responsibility and will be billed directly to the cardholder’s Crystal Visa Infinite Card. Crystal Card Concierge services are provided under contract to City National Bank by Ten Lifestyle Management, a worldwide provider of concierge services. For more information about this benefit, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  16. House Seats are reserved by theatre management from among what are considered the best seats in the house (often the first 15 rows orchestra section, Front Mezzanine or Loge, depending on the configuration of the theatre) for use by theatre industry professionals, may be available only at select locations and exact seat locations cannot be confirmed until the day of the performance. Premium Seats are also within the best seats in the house (often the first 15 rows orchestra section, Front Mezzanine or Loge, depending on the configuration of the theatre) and seat locations will be provided with purchase confirmation only. Up to four (4) tickets may be ordered at any one time. Tickets will be held for pick-up at Will Call at the theatre box office on the day of performance and should be picked up at least 30 minutes before show time. All tickets must be purchased through Crystal Card Concierge and charged to a Crystal Visa Infinite Credit Card. Crystal Card Concierge will contact The Broadway League. Purchases will be confirmed by The Broadway League to Crystal Card Concierge within seven (7) business days. Information about available shows or tickets for a specific show can be obtained from Crystal Card Concierge at (800) 595-8950. The Broadway League benefit is subject to change and cancellation at any time. Additional terms and conditions apply. For more information on this benefit, see Crystal Visa Infinite Credit Card Guide to Benefits.
  17. Crystal Visa Infinite Cardholders are entitled to receive complimentary Silver status in the Troon Rewards program. Existing Troon Rewards members who have already attained Silver status or higher will be upgraded to the next membership level. An eligible Crystal Visa Infinite Card is required for tee time reservations. At the Silver, Gold, and Platinum membership levels, the Cardholder will be entitled to a 10%, 15% and 20% discount respectively on golf fees reserved on the Visa Infinite Troon website or on merchandise purchases made at the golf properties when using their Crystal Visa Infinite Card. None of Troon, City National Bank, Visa and its concierge providers are responsible for any claims or damages arising from this benefit. By reserving through Troon, the Crystal Visa Infinite Cardholder consents to be bound by all of the applicable terms and conditions and limitation of liability, details of which can be found in the Crystal Visa Infinite Credit Card Guide to Benefits. Troon, Visa and City National Bank reserve the right to modify or cancel this benefit at any time without notice.
  18. Crystal Visa Infinite Cardholders are invited to reserve tee times at participating Troon Privé private golf clubs at a rate of $99 (plus tax where applicable) per player per round. Cardholders may bring up to three (3) guests at the same rate on each tee time they make and may play each Troon Privé course up to two (2) times per year. To request a round, the Crystal Visa Infinite Cardholder must use the form provided at www.troongolfrewards.com/visainfinite and must use an eligible Crystal Visa Infinite Card for the tee time reservation. Restrictions on course availability may apply. None of Troon, City National Bank, Visa and its concierge providers are responsible for any claims or damages arising from this benefit. By reserving through Troon, the Crystal Visa Infinite Cardholder consents to be bound by all of the applicable terms and conditions and limitation of liability, details of which details of which can be found in the Crystal Visa Infinite Credit Card Guide to Benefits. Troon, Visa and City National Bank reserve the right to modify or cancel this benefit at any time without notice.
  19. The 50,000 Bonus Points offer is available if you do not currently have, and have not had within the 24 months prior to the date of application, a City National Bank Visa personal credit card account. The Bonus Points will be awarded subject to the conditions below. If you apply and are approved for a Crystal Visa Infinite Credit Card account, to qualify and receive 50,000 Bonus Points, you must make net new purchases (purchases less returns and credits) totaling $5,000 or more, which are posted to your Crystal Visa Infinite Credit Card account, as applicable, during the first 90 days following the date of account opening. Please allow at least seven (7) days for processing your application request. If additional information is needed, the processing of your application may take longer and delay the opening of your account. The posting date for a purchase may be later than the transaction date, depending on the date merchant information is received by City National Bank. Therefore, if a purchase takes place near the end of the 90-day period, the posting date may not occur until after the expiration date of the 90-day period, in which case the purchase will not be counted toward the $5,000 or more spending requirement. Bonus Points are earned on a per account basis and not on each card issued under an account. PIN-based and ATM transactions do not earn Points. Taxes on the Bonus Points, if any, are the responsibility of the Crystal Visa Infinite Cardholder. After qualifying, please allow 4 to 6 weeks for the Bonus Points to be credited to your City National Rewards account. To be eligible for this Bonus Points offer, the Crystal Visa Infinite Card account must be open and in good standing (such as, not delinquent or otherwise in default) at the time the Bonus Points are posted to your City National Rewards account. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for further information about earning Points. Program Rules are subject to change at any time without notice.

    City National Bank may from time to time have Bonus Points offers available on its Personal Credit Card products that differ from the offer described above. Such offers may include a higher or lower amount of Bonus Points for a higher or lower amount of net purchase transactions. Please contact a City National banker to learn about the availability and terms of any other Bonus Points offers. Bonus Points offers cannot be combined. If you apply for a Crystal Visa Infinite Credit Card account under one such other Bonus Points Offer, then the amount of Bonus Points indicated in that offer will apply.
  20. Terms and conditions apply. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for details.
  21. Certain restrictions apply for combining Points from business and personal City National Visa Credit Cards that come with City National Rewards. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for details.
  22. If your account is closed for any reason, any unredeemed Points remaining on the date of account closure are forfeited and expire. If the Rewards Program is terminated for any reason, you will be notified, in which event you will have at least 60 days to redeem your Points. After this redemption period, any unredeemed Points will expire. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for details.
  23. Certain limitations, restrictions and exclusions apply. In order for coverage to apply you must use your covered Visa Crystal Infinite Credit Card to secure transactions. Benefits are subject to change and cancellation at any time without notice. For more information, see the Crystal Visa Infinite Credit Card Guide to Benefits.
  24. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants.
  25. Zero Liability coverage applies when you have not been grossly negligent in handling your account or card and you advise us promptly of an unauthorized transaction.

Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google Inc.
Visa Infinite is a registered trademark owned by Visa International Service Association and is used under license.