Commercial Credit Cards

Commercial Credit Card Features

Account Management

Create accounts, control access levels, set credit limits, make payments and transfer data to your accounting program(s).

Expense Reporting

View and download customized reporting at the account and cardholder level. Create and manage expense reports online.

Online Banking

View balances, transactions and statements, make and schedule payments, and view information for all authorized cards online.

City National Rewards®

Use your City National Visa Credit Card with Rewards to earn Points and redeem for travel, merchandise and more.*


Apple Pay® & Google Pay™

Use your Visa Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.²

Visa Benefits‡

Access cardholder benefits including rental car coverage, travel insurance and a $100,000 liability waiver for employee misuse and abuse.

The choice is yours.

Manage payments and spending with our Visa Commercial Credit Cards — designed for everyday
business expenses, travel and entertainment.


1 Point per $1 Spent*
  • Comprehensive Visa benefits‡
  • Issue virtual cards to employees
  • $100,000 liability waiver for employee misuse and abuse‡


1 Point per $1 Spent*
  • 24/7 Crystal Card® Concierge¹
  • No foreign transaction fees†
  • Travel discounts‡
  • Comprehensive Visa benefits‡

Commercial Card Online

Review and control account usage through a secure, easy-to-use web browser interface.

  • Instantly access account statements
  • View real-time authorizations and declines
  • Define and control levels of online access
  • Administer cardholder accounts


We want to get to know you and your business so we can provide you the most effective financial solutions. If you're interested in applying for a commercial card, visit a branch, call us or send us a message and a Relationship Manager will help you open an account.

To open an account, you'll need to complete a Business Lending Application Form and/or a Personal Financial Statement Form as well as a Single Name Aggregate Exposure Report. Additional information may be required. All applications must be submitted through a Relationship Manager. Visit a branchcall us or send us a message and a Relationship Manager will help you open an account.

City National Rewards is a rewards program offering Points for credit card purchases using a City National Visa Credit Card that comes with City National Rewards. Points can be redeemed for a variety of items: cash back credits, gift certificates, merchandise, airfare, hotels, travel packages and more. See the City National Rewards Program Terms, Conditions and Program Rules for details.

Simply use your Visa Credit Card with Rewards. You will earn Points on net purchases only (purchases less returns and other credits). There is no cap on Points and your Points do not expire. See the City National Rewards Program Terms, Conditions and Program Rules for details.

Log in or create an account at to view and redeem Points.

Virtual cards are digital versions of credit cards created by City National Bank and distributed to recipients through Extend3 at a cardholder's request. They have a unique card number, a unique security code, and an expiration date. Sending a virtual card does not require an extension of new credit or a transfer of funds. Instead, a virtual card accesses the credit line that City National Bank has already extended to the cardholder, up to the spending limit that the cardholder has set on the virtual card.

Open the selected app, tap the “+” sign and follow instructions to add card information and to activate the card. You may also find detailed instructions at Apple and Google support. Apple and Google Pay come pre-installed on most newer iOS and Android devices, or you can download the apps in the App Store or Google Play store.

* All credit cards are subject to credit approval. Terms and conditions apply. See the City National Rewards Program Terms, Conditions and Program Rules for details.

† Additional fees and charges apply. Pricing information and other fees and charges are subject to change without notice.

‡ Certain limitations and restrictions apply. Benefits and discounts are subject to change at any time without notice. Ask us for details.

1. Certain limitations and restrictions apply. The cost of any goods or services purchased through Crystal Card Concierge on the cardholder’s behalf are the cardholder’s responsibility and will be billed directly to the cardholder’s City National Visa Crystal Commercial Card. Crystal Card Concierge services are provided under contract to City National Bank by Ten Lifestyle Management, a worldwide provider of concierge services.

2. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data rates and fees may apply. Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC.

3. Extend refers to both the Extend web solution and the Extend mobile application provided by Extend Enterprises, Inc. The mobile application is available for download in the Apple App Store® and Google Play™ store. This third party service allows you and your employees to extend use of your City National Visa Commercial Card through the application subject to the terms and conditions governing the credit card. Extend Enterprises, Inc. is not an affiliate of City National Bank.

Visa is a registered trademark owned by Visa International Service Association and is used under license.

City National Rewards is a registered trademark owned by City National Bank.