City National Small Business Ladder Up Program

SMALL BUSINESS COMMUNITY PROGRAM

Turn ambition into action with tailored banking solutions for your business.

Why City National?

We’re here to listen, learn and help your business succeed. Through this small business program you’ll get tailored consultations, easier access to capital and a wealth of educational resources all designed to support your goals.

Consultations

Receive guidance from a dedicated, local Relationship Manager who understands both your personal and business needs.

Access to Capital

Boost your potential with access to capital; we offer loans to help your company scale quickly and efficiently.

Business Growth

We work alongside you at every stage of your business journey to help grow your operations and allow you to achieve new heights.


Program Eligibility

Small Business applicants who may not qualify under our traditional credit criteria may be considered for the Small Business Community Program meeting the following minimum standards:1

  • For-Profit: Businesses must have earned $1 million or less in gross revenue for the most recent fiscal year end.
  • Established Businesses: Businesses that have been operating for at least two years and are in good standing in the state where they are registered.
  • Geography: Applicants must be located in an eligible state in which City National has a branch presence.
  • Credit Ready:  A minimum FICO score of 680 is required.

Additional Benefits

At City National, we recognize the important role local businesses play in creating strong and vibrant communities. Let us help you do business.

  • Cash Flow Management 
    Guidance on using external capital and credit to expand your business.
  • Fraud Protection
    Implement tools and processes that will mitigate risk and protect your finances.
  • Deposit Resources
    Comprehensive personal and business banking solutions.2

Connect with us.

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Stories, Guidance & Perspectives

From understanding your goals to coming up with creative solutions, we’re here
to help navigate decisions about your business, so that you can grow with confidence.



FEATURED CONTENT
Small Business Resource Center
Our online resources can help small businesses overcome traditional challenges in acquiring capital. We’re here to help support and empower your business journey.





1 All loans, lines of credit and other credit products financed under the Small Business Community Program in all U.S. states in which CNB has a branch presence is subject to credit approval. Additional terms and conditions apply. Not all applicants will qualify. Ask us for details.

Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details.