Families and Individuals

City National Bank's banking solutions for private clients and their families delivers the refined quality and convenience you expect from an exceptional, full-service private bank that is committed to providing expert guidance supported by a team of wealth advisors.

Private Platinum Banking

Elevate your banking experience with this feature-rich checking account that rewards you for maintaining a larger balance.

  • Interest-bearing Private Platinum Checking Account1 that offers a higher rate for maintaining larger balances
  • No monthly maintenance or overdraft fees2
  • Visa® Platinum Check Card provides access to your funds anywhere Visa check cards are accepted
  • No City National fees for using non-City National ATMs
  • Unlimited rebates of reasonable ATM surcharges from non-City National ATM providers worldwide3
  • Free City National Online® for quick and secure account management4
  • Complimentary Mobile Banking with City National FASTdeposit® allows you to deposit checks from your home or office4
  • Complimentary printed checks when ordered through City National
  • Free incoming and outgoing domestic and international wire transfers4, standard 6-month stop payments and cashier's checks
  • Safe deposit box discount of up to $1505

Sophisticated Lending & Credit Solutions6

City National provides the financial tools to help you achieve more of your wealth and lifestyle goals. Your team of advisors will listen to your needs and tailor a beneficial solution from our array of financing options.

  • City National Crystal® Visa Infinite® Credit Card with City National Rewards®

A Banking Relationship with Rewards

Your relationship with City National affords you access to additional exclusive services.

  • Optional high-yield Private Ladder Money Market Accounts7 Optional Private Family Checking Accounts for family members or other persons designated by the Private Platinum Checking Account client7
  • Quarterly Update newsletter and invitations to special events

A City National Private Banker is dedicated to you with before- and after-hours banking services, available by appointment, backed by a professional team of advisors ready to provide answers and guidance.

  1. The Private Platinum Checking Account is an interest-bearing account subject to the restrictions stated in the City National Private Platinum Checking Account Disclosure. See City National's most current Account Agreement and Disclosure, and applicable Fee Schedule for additional terms and conditions. Benefits and services may change at any time without notice. If you maintain certain balance requirements, you may qualify for additional benefits.
  2. Includes overdraft, uncollected and insufficient funds (“NSF”) fees. City National Bank reserves the right to return, unpaid, any items drawn and presented against insufficient or uncollected funds. If the Qualifying Balance is not met by the end of 12 full calendar months, your enrollment in the Private Platinum Checking account will be subject to closure or conversion to another account type and imposition of monthly maintenance and overdraft fees and other changes as stated in the applicable account disclosure. See the applicable Fee Schedule or City National Private Platinum Banking Disclosure for details. 
  3. City National Bank will pay all reasonable surcharges assessed by non-City National Bank ATM operators. The ATM/Check Card International Fee is not a surcharge and is not included in the waiver of surcharges.
  4. City National Online, which includes Online Banking with Bill pay and Mobile Banking with FASTdeposit, requires that you have an access device and an Internet Service Provider which you must pay for separately. FASTdeposit for Mobile Banking is available automatically as part of the iPhone®, iPad® and Android™ downloadable applications. Deposits are subject to verification and may not be available for immediate withdrawal. Select clients can request a higher deposit limit. Deposit limits and account eligibility apply. City National Online and FASTdeposit are registered trademarks of City National Bank. iPhone and iPad are registered trademarks of Apple Inc. Android is a registered trademark of Google Inc.
  5. Safe deposit boxes are subject to availability. Certain restrictions apply. See your Private Client Relationship Manager for details.
  6. All loans, lines of credit, credit cards and other types of financing are subject to credit approval. Residential mortgages and home equity products are not available in all states. Ask us for more information about the states City National Bank lends in. Aircraft loans are offered through First American Equipment Finance, a subsidiary of City National Bank.
  7. Each Private Platinum Checking Account entitles the account holder to any combination of up to seven (7) Private Ladder or Private Family accounts.
Visa and Visa Infinite are registered trademarks of Visa International Service Association and used under license.