Visa Signature Credit Card

Visa Signature® Credit Card with Rewards


The City National Visa Signature Credit Card1 with City National Rewards® gives you the purchasing power you want, with No Pre-Set Spending Limit2, Visa Signature Perks3, Visa Signature Concierge4 and Visa Signature Luxury Hotel Collection.3 Plus, enjoy No Annual Fee.5

See the Visa Signature Guide to Benefits.

Purchasing power wherever Visa credit cards are accepted, plus online and mobile tools for added security and convenience. You can also use your Visa Signature Card at millions of ATMs that display the Plus logo.6
Visa Signature Perks3
Enjoy instant access to dozens of benefits beyond the rewards you already earn. Get access to ticket pre-sales and discounts. Explore your world with incredible travel packages, savings and upgrades. Indulge your passion for wine with complimentary wine tastings at Sonoma County wineries. Even receive special offers at many of your favorite retailers. For more details, go to

Visa Signature Concierge4

Visa Signature Concierge will assist you 24/7 with a wide range of services, from making restaurant and travel reservations, to helping you find that special gift or hard-to-get entertainment tickets.
Visa Signature Luxury Hotel Collection
Enjoy premium benefits at a selection of the world's most intriguing and prestigious properties when you book through the Visa Signature Luxury Hotel Collection at
City National Rewards comes as a feature of your Visa Signature Credit Card with Rewards. Learn More »
Up to 3X Rewards Points
Earn 3 Points per $1 spent on gasoline purchases, 2 Points per $1 spent on dining and groceries, and 1 Point on all other purchases.7
Accelerated Rewards
Combine Points from all of your City National business and personal credit cards that come with City National Rewards to earn premium Awards more quickly.8
No Cap on Rewards Points
There's no cap on Points and your Points do not expire as long as your account remains open and the Rewards Program has not ended.9
Redeem Points for Travel, Merchandise, Statement Credits, Charities and More
Built with clients like you in mind, our program lets you select Awards that suit your idea of the good life – however you define it.10
Air Travel Flexibility
Use Rewards Points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.10


Protection and Security3
Visa Zero Liability
For no additional cost, Visa's Zero Liability11 may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.
Card Alerts

Keep your Visa Signature Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.

Chip Technology
Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.
Family Card Functionality
Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.
Apple Pay® and Google Pay™
Use your Visa Signature Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.12
Additional Protection and Security Benefits13
  • Personal Identity Theft Protection
  • Purchase Security
  • Price Protection
  • Extended Warranty Protection
  • Auto Rental Collision Damage Waiver
  • Hotel Theft Protection
  • Roadside Dispatch
  • Lost Luggage Reimbursement
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance


With City National Online® and City National Mobile, you can view your Visa Signature with Rewards Card information from your desktop or mobile device. View balances, transactions and statements, make and schedule payments, and view information for all authorized cards on your account.

With Credit Card Online, you have access to even more card management tools. See how easy it is to manage your card online.

And review our Credit Card Online Quick Reference Guide.

Need a copy of your City National Bank Visa Credit Card Agreement? Call (800) 773-7100.

Report a Lost or Stolen Card

Notify us as soon as possible if your card is lost or stolen. Please call (877) 529-0473.

Getting Started

Contact your local City National banker, or call us at (800) 773-7100. Already a City National client? Click here to log in to City National Online and apply.

  1. All credit cards are subject to credit approval.
  2. No pre-set spending limit disclaimer: Certain restrictions and exclusions may apply. Subject to federal law restrictions that are applicable to executive officers, directors and other insiders of City National Bank, the Visa Signature Card account has a no pre-set spending limit. This does not mean that all transactions will be approved. Rather, individual transactions in excess of your account's Credit Access Line will be evaluated by City National Bank based on various factors, such as your spending and payment patterns, suspected fraud, your account history, your credit report information, payment resources, and safety and soundness considerations. If City National Bank authorizes a transaction that causes your account to exceed its Credit Access Line, then you must pay, as part of your minimum payment amount due, the amount by which your new balance exceeds your Credit Access Line. If you are approved for the Visa Signature Card, please see your Credit Card Agreement for further details.
  3. Benefits are subject to change and cancellation at any time without notice.
  4. Certain limitations, exclusions and restrictions apply. The cost of any goods or services purchased through Visa Signature Concierge on the cardholder's behalf are the cardholder's responsibility and will be billed directly to the cardholder's Visa Signature Card. For more information about this benefit, see the Visa Signature with Rewards Guide to Benefits.
  5. See Pricing Information. Additional fees and charges apply.  Pricing Information and other fees and charges are subject to change without notice.
  6. Non-City National Bank financial institution or other entity operating the ATM may impose an access fee or a transaction fee for using their ATM.
  7. Points are earned on net purchases only (purchases less returns and credits). PIN-based and ATM transactions do not earn Points. For each $1 spent, Visa Signature Card accounts earn 3 Points on net purchases made at merchants that classify their merchant locations for Visa as gasoline stations, 2 Points on net purchases made at merchants that classify their merchant location for Visa as groceries, restaurants, fast food and takeout food dining establishments and 1 Point on all other net purchases. We do not determine whether merchants correctly identify and bill transactions as being made at locations in each particular category. However, we do reserve the right to determine which purchases qualify for the 2 or 3 Points on category purchases. Purchases not eligible to receive the 2 or 3 Points on category purchases include, but are not limited to, purchases made at superstores, warehouse clubs, discount stores, and their affiliates, and they will instead receive 1 Point. Online and catalog purchases are not eligible to receive the 2 or 3 Points on category purchases, and they will instead receive 1 Point, unless the merchants have correctly identified and billed the transactions. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for details.
  8. Certain restrictions apply for combining Points from business and personal City National Visa credit cards that come with City National Rewards See the City National Rewards Combining (Householding) Points Program Rules for details.
  9. If your account is closed for any reason, any unredeemed Points remaining on the date of the account closure are forfeited and expire. If the Rewards program is terminated for any reason, you will be notified, in which event you will have at least 60 days to redeem your Points. After this redemption period, any unredeemed Points will expire. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for details.
  10. Terms and conditions apply. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for details.
  11. Zero Liability coverage applies when you have not been grossly negligent in handling your account or card and you advise us promptly of an unauthorized transaction.
  12. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants.
  13. Certain limitations, exclusions and restrictions apply. In order for coverage to apply you must use your covered Visa Signature Card to secure transactions. Benefits are subject to change and cancellation at any time without notice. For more information about these benefits, please see the Visa Signature with Rewards Guide to Benefits.
Apple Pay is a registered trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
Visa Signature is a registered trademark owned by Visa International Service Association and is used under license.