The Ladder Personal Money Market Account
Higher Interest, Increased Earnings
The Ladder Personal Money Market Account is a great way to earn higher yields on your savings if you wish to maintain higher balances.
Account Features
- Tiered interest rates so higher balances earn higher rates
- Six debit transactions allowed per statement cycle
- We offer online banking, scheduled transfers, ATM/debit cards and more1
- Funds are insured up to the maximum amount allowed by the FDIC
Rates & Fees
- Required Opening Deposit - $10,000
- Minimum daily balance to waive monthly maintenance fee: $10,000
- Monthly maintenance fee if minimum daily balance not met: $25
| Balance | Annual Percentage Yield (APY)* | Interest Rate* |
|---|---|---|
| Less than $10,000 | 0.05% | 0.05% |
| $10,000 to $24,999.99 | 0.05% | 0.05% |
| $25,000 to $49,999.99 | 0.05% | 0.05% |
| $50,000 to $99,999.99 | 0.10% | 0.10% |
| $100,000 to $249,999.99 | 0.10% | 0.10% |
| $250,000 to $499,999.99 | 0.10% | 0.10% |
| $500,000 to $999,999.99 | 0.15% | 0.15% |
| $1,000,000 and over | 0.15% | 0.15% |
* The interest rate and associated Annual Percentage Yield ("APY") are accurate as of 12/9/2020, are established by City National Bank and may vary as often as daily. APY assumes no withdrawal of credited interest and no change in interest rate for a full year. Service fees may reduce account earnings. Stated APY is based on monthly compounding.
Getting Started
To learn more, call us at (800) 773-7100, Monday through Thursday, 6:00 a.m. to 5:30 p.m., and Friday, 6:00 a.m. to 6:00 p.m. (PT). You can also contact us online or visit one of our local City National locations.- Certain activity may count toward transaction limits and may be subject to fees.