Safe Check

City National’s Safe Check Account is an alternative to a traditional checking account, designed to help you avoid spending more than you have in your account. Safe Check offers a low monthly maintenance fee with no minimum balance requirement.

Access features of the Safe Check account include a debit card for day-to-day or ATM transactions, online banking with Online Bill Payment through City National Online and mobile banking, which includes Mobile Check Deposit to deposit checks using your smart phone or tablet.1

To help you manage your account:

  • We won’t authorize an ATM or one-time debit card transaction when there is not enough money in your account at the time you use your card;
  • We won’t pay a check or other debit2 if it would cause an overdraft in your account, and no NSF or overdraft fee will be assessed;

For more information view the Frequently Asked Questions.


  • No NSF or overdraft fees assessed on the account
  • Unlimited transactions with your City National Check Card
  • Online Banking and Bill Payment through City National Online
  • Mobile Banking, which includes Mobile Check Deposit
  • Paperless statements available

Rates & Fees

  • Required Opening Deposit:$25
  • Monthly maintenance fee: $5
  • Monthly maintenance fee waived with Direct Deposits totally $250 or more per statement period
  • Per-Item fee: $1 per Online Bill Payment draft3 (after the first 5 per month)