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(800) 773-7100

Our Mission

City National's mission is to provide the ultimate banking experience for successful entrepreneurs and professionals through an uncommon dedication to extraordinary service, proactive advice and total financial solutions.

SBAExpress Program

SBAExpress Loan: Government Guarantee Up to 50%

The SBAExpress Program offers lines of credit as well as term loans. Like the SBA 7(a) Program, an SBAExpress loan gives small- to medium-sized businesses, established entrepreneurs, and professionals access to other resources for additional capital. The only difference between this type of financing and conventional financing is the government guarantee - which can be up to 50% of the loan amount.

Your Small Business can benefit from SBAExpress Program with:

  • Lines of credit.
  • Term loans with longer amortizations.
  • Lower equity investment requirements.

Borrow up to $350,000*

  • Under the SBAExpress Loan Program, your Small Business can obtain a maximum loan size of $350,000.

Terms and Rates for SBAExpress Loans

Lines of Credit: Terms of 1 to 7 years

Term Loans:

  • Working Capital and Inventory: 7 years
  • Equipment: 10 years
  • Real Estate: 25 years

Interest Rate: Variable rate based on prime.

Your Small Business Can Use an SBAExpress for:

  • Working Capital
  • Inventory
  • Business Acquisitions
  • Equipment
  • Real Estate
  • Debt Refinancing

Business Size Determines Eligibility

Your Small Business must fit certain size limitations (maximums) to qualify for an SBAExpress loan, based on your business's NAICS code. Please contact a SBA Loan Specialist to discuss your particular business.

Getting Started

To speak with a SBA Loan Specialist, call us Monday through Thursday 7:00 a.m. - 5:30 p.m. and Friday 7:00 a.m. - 6:00 p.m. (PT) at (800) 722-5945, contact us or visit one of our local City National locations.

* Subject to credit approval.