Talk with us:
(800) 773-7100

Our Mission

City National's mission is to provide the ultimate banking experience for successful entrepreneurs and professionals through an uncommon dedication to extraordinary service, proactive advice and total financial solutions.

Basic Business Builder for Small Business

A revolving line of credit for the flexibility you need.

Convenient – easy access, no pre-determined term and no formal loan closing.

Designed to meet the unique needs of businesses like yours, the Basic Business Builder line of credit gives you the flexibility to:

  • Access funds for any business purpose, quickly and conveniently, by check, telephone transfer and electronic banking.
  • Save on interest and fees since this unsecured line of credit offers low rates and no transaction fees.

And comes with:

  • No pre-determined term.
  • Interest only monthly payments.1
  • Variable interest rate.2
  • No loan closing.

Established (at least 3 years old) businesses looking for a financing solution to supplement cash flow, take advantage of unexpected business opportunities, expand your business or cover for any business expenditure.

How it Works:

Get fast, convenient access to your line when you use your Basic Business Builder checks to pay vendors or employees, make larger purchases and more from your line of credit.

Additional Information
Credit Amount: Lines from $10,000 to $250,0003
Terms: Revolving line of credit.
Fees:

Annual Fee:

  • 1st Year: None
  • 2nd Year and Thereafter: $200 annually.4
Optional Feature: Automatic Payments: Receive a ¼% rate discount when payments on your Basic Business Builder line are made automatically from your City National Bank business checking account. The ¼% rate discount will not reduce any minimum interest rate imposed on the line.
How to Apply: Apply in person at a City National Bank location near you.

Getting Started

To learn more about our small business line of credit products, call us Monday through Thursday 7:00 a.m. - 5:30 p.m. and Friday 7:00 a.m. - 6:00 p.m. (PT) at (800) 773-7100, contact us or visit one of our local City National locations.

  1. Monthly payment will also include any assessed fees. If Line of credit is cancelled or terminated, monthly payments will change to principal and interest as well as any assessed fees.
  2. Minimum interest rate may apply
  3. Subject to credit approval.
  4. No annual fee on Basic Business Lines of Credit domiciled in our New York offices.