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City National's mission is to provide the ultimate banking experience for successful entrepreneurs and professionals through an uncommon dedication to extraordinary service, proactive advice and total financial solutions.

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1031 Tax-Defered Property Exchanges

If you are planning to sell an investment property or business-use property, you may defer various taxes by reinvesting these funds into a "like-kind" property.  This enables your tax-favored returns to continue, rather than having them reduced by a substantial tax bite. Let City National Bank’s experts guide you through the process of tax-deferred exchanges on your real or personal property.

Like-Kind Exchange

A like-kind exchange can be defined as exchanging property held for investment or for productive use in a trade or business with other property held with a similar intent. Section 1031 of the IRS Tax Code, allows you (the "exchanger") to defer payment of capital gains taxes, state income taxes and depreciation recapture tax due on the sale of your property if, through a Qualified Intermediary, you purchase replacement property within 180 days of the original sale date. Once the sale escrow closes, the sale proceeds will be held by City National, as your "Qualified Intermediary", until the funds are needed for the purchase of your replacement property.

Save Time and Money

The professionals at City National Bank have decades of combined experience in successfully accommodating exchanges. As City National Bank acts directly as the Qualified Intermediary, the costs and, more importantly, the risks of improper handling of exchange funds are significantly reduced.

Why Use City National as your Qualified Intermediary?

  • Most institutional qualified intermediaries operate their deferred exchange services through a subsidiary, but City National Bank serves directly as your Qualified Intermediary
  • The accounts are FDIC insured up to the stated limit
  • All exchange proceeds are invested in a segregated City National Bank Money Market account and all interest earned will accrue to the benefit of the exchanger
  • Proceeds in the exchange account may only be released with the written instruction of the exchanger.

With City National Bank, you can be assured that your sale proceeds are safe and earning interest for you.

Getting Started

To learn more about City National’s Treasury Services solutions, please contact a member of our team.