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City National's credit cards come with chip technology. Chip technology, sometimes called EMV technology, refers to the microprocessor chip imbedded on the front of the credit card which stores the same information as contained on the magnetic stripe common to many credit cards. The difference is that the chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology to authenticate, authorize and process each transaction. This makes it more difficult for your card information to be duplicated or copied.
Chip-enabled terminals are not yet prevalent in the United States, but are expected to become commonplace in the near future. Chip technology is more widely used outside the United States, particularly in Europe. So, when traveling abroad, you can expect to encounter chip-enabled terminals. When you do, simply insert your card into the slot in the terminal device, and follow the prompts on the screen.
For more information on Chip Technology, please review the Frequently Asked Questions »