Retirement Planning

Retirement Planning1

#1 Planning Question: Will I have Enough to Retire?

Most people cannot answer this question with any certainty, and increased life expectancies and potential future tax increases add more weight and complexity. Retirement planning, therefore, remains vital at every stage in life, and it's never too soon - or too late - to begin.

City National's professionals develop tailored, flexible strategies that help you retire when and how you want to, while maintaining your well-deserved legacy.

Taking the First Steps

Retirement planning can begin in earnest through a variety of vehicles. Ongoing contributions to your employer's 401(k) plan or establishing a Traditional or Roth IRA are popular initial actions. Consolidating existing accounts into a single rollover account, or even housing them at a single institution such as City National, enables you to manage your progress, performance and retirement income more efficiently.

Establish the foundation and consider working with City National's trusted advisors and planners to develop a comprehensive retirement plan.

An Essential Planning Component

A formal plan defines your current standing and tracks your progress toward long-term goals. This plan helps you establish a savings strategy while addressing more complex questions of your legacy, such as transferring your business to your children and leveraging the tax code benefits related to charitable planning.

Our planning group follows a disciplined, 6-step process that facilitates intelligent retirement planning. We begin with a thorough analysis of your goals and current situation, provide objective recommendations to secure the retirement you want, and help you implement and monitor a plan that evolves to meet your changing needs.


Investment and Insurance products:
  • Are Not insured by the FDIC or any other federal government agency
  • Are Not deposits of or guaranteed by a Bank or any Bank Affiliate
  • May Lose Value

  1. City National Bank its affiliates and subsidiaries, as a matter of policy, does not give tax, accounting, regulatory or legal advice. Rules in the areas of law, tax, and accounting are subject to change and open to varying interpretations. You should consult with your other advisors on the tax, accounting and legal implications of actions you may take based on any strategies presented taking into account your own particular circumstances.