Lines of Credit

Reviewing Loan and Lines of Credit Documents


With a Personal Line of Credit, getting the funds you need is as easy as writing a check, making an online transfer or requesting a telephone transfer.  You decide when, where, and how to access your credit line. Use your personal credit line checks just as you would a check from your regular checking account.  And you only pay interest on the amount you use. 

Personal Lines of Credit are great for those who want to:

  • Have revolving credit with flexibility to borrow, repay and re-borrow when you wish and a variable interest rate.  
  • Get easy access to funds through checks, City National Online or telephone transfer
  • Enjoy credit lines with line sizes ranging from $5,000 to $1,000,000*

Revolving Credit for Your Evolving Needs

  • Only use the funds you need, and only pay interest on the amount you use.
  • Borrow, repay and re-borrow again, up to your available credit.

Accessing Your Funds is Easy and Private

  • We'll issue you personal credit line checks, which work just like regular checks from your checking account - only you know it's a loan.
  • You can easily transfer credit line funds directly to your City National Bank deposit account using our online banking service.

Auto-debit Payments Reduce Your Interest Rate

If you have a City National Bank checking account and elect the automatic payment feature, you will receive a 1/4% interest rate discount.

Getting Started

To learn more, call us at (800) 773-7100, Monday through Thursday, 6:00 a.m. to 5:30 p.m., and Friday, 6:00 a.m. to 6:00 p.m. (PT). You can also contact us online or visit one of our local City National locations.

* Subject to credit approval.