Certificates of Deposit

California is the current state selected.

If you are you looking for a way to increase the return on your savings, and don't have a need for immediate access to your funds then City National Bank's Certificate of Deposit (CD) Accounts may be just what you are looking for. They are a great choice if you have a time-specific savings need, or if you just want to diversify your portfolio.

You decide the amount of money you wish to deposit into your CD account and the length of time you wish to invest the money.

Account Features

  • Flexible terms from 7 days up to 5 years to meet your savings needs
  • Competitive interest rates
  • CD's may be used for Individual Retirement Accounts (IRAs)
  • Available to individuals and businesses
  • Funds are insured up to the maximum amount allowed by the FDIC
  • Convenient automatic renewal 

Rates & Fees

  • Required Opening Deposit for CDs with a term of  < 1 year - Online: $10,000
  • Required Opening Deposit for CDs with a term of  < 1 year - In-branch: $10,000
  • Required Opening Deposit for CDs with a term of  > 1 year - Online and in-branch: $10,000
  • Generally, you will receive a higher interest rate on CDs with longer terms and higher balances.
  • For all certificates of deposit, a penalty may be imposed for early withdrawal