Visa® Crystal Commercial Credit Card

Visa® Crystal Commercial Credit Card

For the Global Business Traveler

Travel tip #1: always pack your City National Bank Visa Crystal Commercial Card1. You'll enjoy multiple travel discounts and no foreign transaction fees on purchases. Add the hassle-free convenience of online payment and expense management and you're on your way to a world-class business trip.

Your Crystal Commercial Card can be used at millions of merchants around the world, wherever Visa credit cards are accepted. Plus, the Crystal Commercial Card works with Apple Pay® and Google Pay™ for convenient, fast and secure purchases in-store, in-app and online.

As a Crystal Commercial cardholder, enjoy the following features and benefits:


No Foreign Transaction Fees Use your Crystal Commercial Card to travel the world and you won't be charged any foreign transaction fees by us on your purchases.
Travel Discounts 5% discount on qualifying taxi and limousine charges, up to $5,000 per card per calendar year.3

Up to $250 discount per card per calendar year on many incidental airline fees, such as ticket change/ cancellation fees, checked baggage fees, upgrade charges, in-flight food, beverages and entertainment (including WiFi) charges, airport lounge day passes, airline lounge club membership fees, and Global Entry, TSA Pre✓® and CLEAR® membership fees.3

Crystal Card® Concierge A dedicated toll-free telephone number with operators who have international expertise to assist you while you travel.4
EMV Chip Technology

Provides an extra level of security when you use your card at chip-enabled terminals when traveling abroad.

City National Rewards®

Our Points-based program has no cap on Points and Points do not expire as long as the account is open and the Rewards program has not ended.5

Commercial Card Online Access to statements, transactions and online expense reports.

Visa Benefits6

Auto Rental Collision Damage Waiver Provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.
Lost Luggage Reimbursement

Provides reimbursement if your checked luggage or carry-on baggage and/or its contents are lost due to theft or misdirection by the common carrier.

Travel & Emergency Assistance Services  Puts the cardholder in touch with the appropriate emergency services should the need arise.
$100,000 Travel & Accident Insurance Coverage

Automatically insures the cardholder against accidental loss of life, limb, sight, speech or hearing while riding as a passenger, in any licensed common carrier, provided the entire cost of the passenger(s) fare has been charged to the Visa credit card.

$100,000 Liability Waiver for Card Misuse Automatically protects your business against certain eligible losses incurred through card misuse by eligible cardholders.

Getting Started

To learn more, call us at (800) 773-7100, Monday through Thursday, 6:00 a.m. to 5:30 p.m., and Friday, 6:00 a.m. to 6:00 p.m. (PT). You can also contact us online or visit one of our local City National locations.


    1. Subject to credit approval.

    2. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants.

    3. Discount is in the form of a statement credit to the Crystal Commercial Card account. To receive the statement credit, the Crystal Commercial Card account and the card to which the qualifying fee or charge was incurred must be open and in good standing on the date the statement credit is posted to the account. Qualifying incidental airline fee transactions must be made at eligible US-Domestic airline carriers to qualify for the discount. The incidental airline fee and taxi and limousine charge transactions must be identified under the appropriate merchant code, industry code, or required service or product identifier for the transaction to qualify. City National Bank does not determine whether merchants correctly identify the transactions under the appropriate codes or identifiers. City National Bank and Visa rely on the merchant to submit the correct information for the transaction. The incidental airline fees and taxi and limousine charges discount programs are subject to change and cancellation at any time. Additional conditions, limitations, exclusions and restrictions may apply. If you are approved for the City National Visa Crystal Commercial Card, please review the Incidental Airline Fee Discount through Statement Credit Program Disclosure and the Taxi and Limousine 5% Discount through Statement Credit Program Disclosure that will be sent to you for further details.

    4. Certain limitations and restrictions apply. The cost of any goods or services purchased through Crystal Card Concierge on the cardholder's behalf are the cardholder's responsibility and will be billed directly to the cardholder's City National Bank Visa Crystal Commercial Card. Crystal Card Concierge services are provided under contract to City National Bank by Ten Lifestyle Management, a worldwide provider of concierge services.

    5. If your account is closed for any reason, any unredeemed Points remaining on the date of account closure are forfeited and expire. If the Rewards Program is terminated for any reason, you will be notified, in which event you will have at least 60 days to redeem your Points. After this redemption period, any unredeemed Points will be forfeited. See City National Rewards Program Terms and Conditions and Program Rules at for more information.

    6. Certain restrictions, limitations and exclusions apply. Ask for details.


Crystal Card and City National Rewards are registered trademarks owned by City National Bank.
Apple Pay is a registered trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
Visa is a registered trademark owned by Visa International Service Association and is used under license.