Business Builder Elite℠ Package

Business Builder Elite Package

Part of what makes City National unique is our ability to respond to the particular needs of our clients. Since the beginning, we’ve focused our attention on small businesses, and we continue to look for ways to offer our small business clients the most useful products and services.

City National's Business Builder EliteSM Package is a combination of accounts and services bundled together to meet your small business's banking needs. Designed to offer you customized service options, the Business Builder Elite Package helps you save money compared to paying for each service individually. And, using the combined balances in your package, we will waive the single monthly package fee when you maintain the minimum combined balance requirement.

  • The Business Elite Checking Account is the first component of the Business Builder Elite Package. It features a generous transaction1 allowance before excess fees apply.
  • Add up to three additional accounts of your choosing — business or personal — with no monthly maintenance fees.2
  • We’ll waive the package fee when you maintain a minimum combined qualification balance in the packaged accounts.3 Contributing accounts include eligible non-analyzed business or personal checking, savings, money market accounts, certificates of deposits, and IOLTAs.

Complete your Business Builder Elite Package with a bundle of our hardest-working products and services, providing a customizable combination of solutions to fit your needs.


Getting Started

To learn more, call us at (800) 773-7100, Monday through Thursday, 6:00 a.m. to 5:30 p.m., and Friday, 6:00 a.m. to 6:00 p.m. (PT). You can also contact us online or visit one of our local City National locations.

All credit products are subject to approval. For Business Overdraft Lines and Basic Business Builder Lines in New York, there is no annual fee.

Accounts are subject to the terms and conditions of City National’s Account Agreement and Disclosures and applicable Fee Schedules. In order to maintain a Business Builder Elite Package, the Business Elite Checking Account must remain open throughout the entire statement cycle period. If the Business Elite Checking Account is closed during a statement cycle period, or converted to another account type, the Package will close and any remaining accounts or services that are not closed will be subject to the standard fees as disclosed in the applicable Fee Schedules.

  1. Includes deposits, deposited items, electronic credits, incoming and outgoing wires, checks, and all electronic debits. Does not include City National fees and charges.
  2. Up to three (3) eligible checking, money market or savings accounts (“Benefit Accounts”) with the regular monthly maintenance fee waived may be included in the Package for the monthly Package fee. All accounts must be non-analyzed. Some account types are not eligible for inclusion in the Package.
  3. Please refer to the applicable Fee Schedule for information about how the combined Qualification Balance is determined.
  4. For more complex requirements, other Treasury Management services are available and fees may apply.
  5. City National E-Deposit, moderate volume means generally no more than 15 electronic check deposits per week with no more than 10 checks per deposit. The monthly fee and one complimentary single-feed scanner are subject to a two year minimum service term and month to month thereafter. Should the service be cancelled for any reason by you or us prior to the end of the two year term, a $400 cancellation fee may be charged.
  6. Elavon is City National’s exclusive provider of Merchant Services. Services provided by Elavon are subject to a separate agreement and terms provided at the time of application approval. Application fee rebate requires activation of services within 90 days of application.
  7. RABco Payroll Services, Inc., is a provider of payroll processing and employee payroll tax filing services for City National clients. Payroll services provided by RABco Payroll Services, Inc. are subject to a separate agreement and terms provided at the time of setup. Elavon and RABco Payroll Services, Inc. are separate companies and are not affiliated with City National Bank.