Controlled Disbursements

"Just in Time" Funding for Check Disbursements

City National Bank's Controlled Disbursement service can help you take full advantage of your cash resources. You enjoy the use of your funds for the longest possible time, keeping your money employed more productively. And, with our Controlled Disbursement service, you have the information you need to optimize your short-term investment and borrowing decisions.

How it works

Early each day, you will receive a report that totals all checks that will clear your checking account that evening. After reviewing the checks, you then fund the disbursement account before the daily cutoff time, ensuring that checks are paid timely and screening out potential fraud. Because you're funding your account "just in time", your money is working for you longer.

We offer an East Coast disbursement point with early morning reporting and a variety of additional services. You will receive specialized service, technical expertise and the technology to handle a large volume of checks.


  • Managed Disbursements
    Improved cash forecasting allows you to increase investment earnings or reduce interest costs.
  • Fraud Protection
    With Account Reconcilement/Positive Pay as part of the service, you have the added protection of being able to identify, prevent and resolve suspect check activity in a timely manner.
  • Timely Information
    With accurate, timely information we take the guesswork out of determining funding requirements and calculating your daily balances.
  • Electronic Images and Statements
    Provides online access to check copies, bank statements, and reconcilement statements for up to seven years.
  • Dedicated Customer Support
    Our team of dedicated support personnel is available to answer all of your controlled disbursement questions.
  • Additional Services
    We offer a variety of additional services to meet your treasury management needs, including automated placing of stop payments, automated photo retrieval and CD-ROM check imaging.

Getting Started

To sign up for a Treasury Management service or for more information, please contact us or call Treasury Management Client Services between 5:30 a.m. and 7:00 p.m. (PT) Monday through Friday (800) 599-0020.