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(800) 773-7100

Our Mission

City National's mission is to provide the ultimate banking experience for successful entrepreneurs and professionals through an uncommon dedication to extraordinary service, proactive advice and total financial solutions.

Package Comparison

Comparison Chart
   
Business Builder EssentialSM
Business Builder EliteSM
Number of additional business or personal checking, money market or savings accounts that may be linked for combined balance1
 
2
3
Monthly transactions included on primary account.
Standard excess transaction fees apply to each account or service setup.
 
200 debits
100 deposited items
$1500 cash deposited
300 debits
200 deposited items
$2500 cash deposited
Monthly package fee waived for first 3 months
 
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Monthly package fee or balance required to waive the fee
 
$23 monthly fee
or
$20,000 in minimum combined daily deposit balances
$50 monthly fee
or
$50,000 in minimum combined daily deposit balances
Discount of up to $75 on the first order of business checks ordered through City National
 
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Visa® Check Card for all eligible business and personal accounts
 
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Visa Commercial Card with City National Rewards®, no annual fee and optional complimentary online account management  
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Business Overdraft Line, no annual fee first year  
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Basic Business Builder Line of Credit, no annual fee first year  
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Business Term Loan, documentation fee waived up to $100  
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Online Loan Transfers, complimentary service  
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FASTdeposit® , complimentary electronic deposit service for low volume check deposits3  
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E-Deposit, electronic deposit service with a complimentary¬† single-feed scanner (up to $300 value) and a reduced monthly fee for moderate volume check deposits4  
N/A
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Merchant Services, $95 application fee rebate provided through Elavon5  
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Payroll Service, setup fee waived up to $250 when service is obtained through RABco Payroll Services, Inc.6  
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Fee free foreign currency exchange service  
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All credit products are subject to approval. For Business Overdraft Lines and Basic Business Builder Lines in New York, there is no ongoing annual fee.

In order to maintain a Business Package, the primary checking account for the Package (either a Business Essential Checking or a Business Elite Checking Account) must remain open throughout the entire statement cycle period. If the primary checking account for the Package is closed during a statement cycle period, or converted to another account type, the Package will close and any remaining accounts or services that are not closed will be subject to the standard fees as disclosed in the applicable Fee Schedule. Applicable Fee Schedules may include: Fee Schedule: Business Products & Services; Fee Schedule: Personal Products & Services; Online Banking Fee Schedule; Treasury Management Services Disclosure and Agreement; or Business Credit Card Disclosure.

  1. Some account types are not eligible for inclusion in a Business Package. These include, but are not limited to, Certificates of Deposit and accounts that are included in other packaged products. The monthly maintenance fee will be waived for accounts tied to a Business Package. This waiver does not include any fees for excess activity in the account.
  2. City National Treasury NetSM will be used for Business Builder Essential or Elite when Wire Transfer or ACH Services are needed.
  3. FASTdeposit, low volume means generally no more than five deposits per month with no more than five checks per deposit.
  4. City National E-Deposit, moderate volume means generally no more than 15 electronic check deposits per week with no more than 10 checks per deposit. The monthly fee and one complimentary single-feed scanner are subject to a two year minimum service term and month to month thereafter. Should the service be cancelled for any reason by you or us prior to the end of the two year term, a $300 cancellation fee may be charged.
  5. Elavon is City National's exclusive provider of Merchant Services. Services provided by Elavon are subject to a separate agreement and terms provided at the time of application approval. Application fee rebate requires activation of services within 90 days of application.
  6. RABco Payroll Services, Inc. is a provider of payroll processing and employee payroll tax filing services for City National clients. Payroll services provided by RABco Payroll Services, Inc. are subject to a separate agreement and terms provided at the time of setup.