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Personal Checking

Basic, non-interest-bearing checking account. No monthly maintenance or per-item fees when daily or average balance requirements are met. If the balance falls below the minimum requirements, the cost of the account includes the monthly maintenance and is then determined by the number of checks paid per month.

Account Features

  • Unlimited check writing
  • Monthly maintenance fee and per-item fees waived with minimum balance
  • Online Banking with Bill Pay
  • Paperless statements available

Rates & Fees

  • Required Opening Deposit: {dsProducts::open}
  • Minimum Daily Balance to waive monthly maintenance fee: {dsProducts::min}
  • Average Daily Balance to waive monthly maintenance fee: {dsProducts::avg}
  • Monthly maintenance fee if minimum or average daily balance not met: {dsProducts::fee}
  • Per-Item fee if minimum or average daily balance not met: {dsProducts::item}

Minimum daily balance must be maintained on each day during the statement cycle period. Average daily balance determined by adding each day’s closing ledger balance during the statement period and dividing by the number of days in that period.

Other restrictions apply. See City National's Account Agreement and Disclosure and applicable Fee Schedule for additional terms and conditions.

Additional Services

Getting Started

To find out more about the many types of Personal Checking accounts and services available, contact us or call (800) 773-7100