Online Cash Management

• Overview
• Currently Available
• Balance Reporting
• Control
• Account-to-Account Transfers (Book Transfers)
• Stop Payments
• Online Services
• Security Features
• System Requirements
• Getting Started - more information

Overview

With City National Bank's Online Cash Management you're just a keystroke away from online management of your company's cash resources. Instant transaction originations, customized reports, automatic balance alerts and fraud control are just a few of the features that will give you an unprecedented level of control, freedom and flexibility.

We've combined the latest technology with exceptional service to create one of the most powerful cash management tools on the Internet today. With our newest generation of service, you'll experience broad functionality, unmatched convenience, and sophisticated security features that ensure the confidentiality of your online transactions and keep you in control of your accounts. As an added convenience, you can customize your Online Cash Management start page. Go directly to the function you use most often and bypass other screens.

Currently Available

• Balance Reporting
• Detail Transaction Reporting
• Balance Alerts
• On-Screen Check Images
• Account-to-Account Transfers
• Online Services (research requests & secure e-mail)
• Stop Payments

There's no need for special software or equipment. All it takes is a computer and your existing Internet connection. Take a moment to view our product demonstration and you'll see just how fast and easy it is to put Online Cash Management to work for your business.

Balance Reporting

With Online Balance Reporting, around-the-clock access to account balances, transaction activity and loan information you can make quicker, more informed decisions in managing your cash resources.

Control

Balance Reporting lets you monitor your accounts - online, anytime, anywhere. With Online Balance Reporting you can view:

• Ledger, collected and available balances
• Detail transactions
• Online images of paid checks (front & back)
• Intraday postings of wire transfers, ACH transactions and cashed checks
• Zero Balance Account (ZBA) activity
• Loan summary information
• Certificate of Deposit information
• Account information, including float, accrued interest and number and dollar of debits/credits
• Interim Account Statements
• Customized reports

Freedom

Balance Alerts let you keep an eye on your business while we keep an eye on your balances.

Automatic alerts, via e-mail, e-mail pager or PDA (personal digital assistant, e.g., Palm Pilot^TM) let you know when account balances go above or below your preset targets.

Flexibility

Balance Reporting gives you the information you need, the way you want it, for your financial reports. Also, it allows you to reconcile your accounts whenever you want.

• Export in various formats including HTML and comma-delimited formats.
• Create customized reports by account and transaction type.
• Sort information by date, check number, debits or credits.

Account-to-Account Transfers (Book Transfers)

Online Account-to-Account Transfers give you the ability to move money between your City National business accounts right here, right now, or in the future. It's quick, it's economical, and combined with online Balance Alerts, it's one of the fastest, easiest ways to control, monitor and consolidate your funds.

Online Services

Need wire investigations, check photocopies, ACH reversals/deletes, account statements or assistance with a special request? Help is just a keystroke away. Our online services are your direct connection to fast action. You tell us what you need and how you want it delivered, and we'll do the rest.

Stop Payments

When you need to stop an unwanted payment, nothing works faster than our online Stop Payments. Check verification is immediate and convenient, and online confirmation lets you know your order has been placed.

System Security

Control, freedom and flexibility. That's what Online Cash Management is all about. Real-time, online management of your cash resources, with the peace of mind that your financial records and account transactions are safe and secure.

Security Features

• Four-step logon (Company and User IDs/Passwords)
• Control access rights and privileges by user
• Encrypted data for secure transmission
• Auto log-off after pre-established time limit
• Individual transaction and dollar limits for each user
• Dual custody and approval features for certain funds transfer activities
• System disables user access after specified number of unsuccessful log-on attempts
• System audit log tracks all user transactions
• Controlled "aging" of passwords which expire at specified intervals

System Requirements

• Windows^® 95 or higher
• Browser must be equipped with 128-bit domestic grade encryption
• Microsoft^® Internet Explorer version 5.0 or 5.5 (Ver. SP2) with Java Virtual Machine enabled, or
• Netscape^® Communicator version 4.5-4.7x with Javascript^TM enabled, or
• Netscape Communicator 4.7x for MAC
• 56,600 bps modem, DSL or cable modem recommended
• 12MB hard disk space available
• VGA, or higher, resolution monitor
• Minimum 64MB memory
• ISP (Internet Service Provider)

Getting Started

To sign up for a Cash Management service or for more information, please contact us or call Cash Management Customer Service at (213) 673-9393 (Southern California) or (415) 576-2761 (Northern California), 8:00 a.m. until 5:00 p.m. (Pacific time), Monday through Friday.