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Residential Construction Financing

So, you're ready to build your dream home

You can visualize yourself hosting parties on the verandah, enjoying a family dinner overlooking the hillside outside the dining room window, peacefully reading in your book-lined library.

Only one thing stands between the real and the imagined: construction. Building a home can be stressful, scary and confusing. But it doesn’t have to be. City National Bank helps qualified existing clients just like you through the construction process.

City National Residential Construction Financing* can help ease the pressure and may save you time and money when building a home by establishing a construction loan that will be taken out by permanent mortgage financing. And with City National on your side, you get a team of experts helping you throughout your project.

Loan Benefits and Features

City National’s residential construction loans are structured to meet the specialized needs of a construction project.

Our construction loans:

  • Are available for owner-occupied residences only
  • Range from $500,000 to $5,000,000
  • Are available for up to 2 years, giving you plenty of time to ensure your home construction is completed
  • Provide for interest only payments based on the outstanding loan balance during the construction phase

* Available in California only

Getting Started

To get a team working to help you build your dream home, call us at 1-800-773-7100, contact us or visit us at one of our City National locations.

Learn More


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