| |
For the year ended December 31, |
 |
|
|
|
In thousands, except per share data
|
|
|
2001 |
|
|
2000 |
|
|
1999 |
|
|
|
|
|
|
|
| |
Interest income |
|
$ |
625,248 |
|
$ |
646,288 |
|
$ |
470,446 |
Interest expense |
|
|
191,094 |
|
|
239,772 |
|
|
148,441 |
|
|
|
|
|
|
|
|
|
|
Net interest income |
|
|
434,154 |
|
|
406,516 |
|
|
322,005 |
Provision for credit losses |
|
|
35,000 |
|
|
21,500 |
|
|
--- |
|
|
|
|
|
|
|
|
|
|
Net interest income after provision
for credit losses |
|
|
399,154 |
|
|
385,016 |
|
|
322,005 |
Noninterest income |
|
|
132,384 |
|
|
109,484 |
|
|
87,212 |
Noninterest expense |
|
|
313,395 |
|
|
294,770 |
|
|
241,803 |
|
|
|
|
|
|
|
|
|
|
Income before taxes |
|
|
218,143 |
|
|
199,730 |
|
|
167,414 |
Income taxes |
|
|
71,973 |
|
|
68,070 |
|
|
59,307 |
|
|
|
|
|
|
|
|
|
|
Net income |
|
$ |
146,170 |
|
$ |
131,660 |
|
$ |
108,107 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
Net income per share, basic |
|
$ |
3.05 |
|
$ |
2.79 |
|
$ |
2.37 |
Net income per share, diluted |
|
$ |
2.96 |
|
$ |
2.72 |
|
$ |
2.30 |
Shares used to compute net income
per share, basic |
|
|
47,896 |
|
|
47,178 |
|
|
45,683 |
Shares used to compute net income
per share, diluted |
|
|
49,376 |
|
|
48,393 |
|
|
46,938 |
Dividends per share |
|
$ |
0.74 |
|
$ |
0.70 |
|
$ |
0.66 |
|
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